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Anyone know where to go from here, I have looked on every website & the statet of Michigan claim that they cannot locate anything. Thanks

2007-01-04 16:25:12 · 4 answers · asked by erica t 2 in Business & Finance Insurance

4 answers

I'm so sorry for your loss. Here's my advice for you:

1) If your great grandmother worked, she may have group retiree life insurance, or she may have converted her group insurance to an individual policy when she retired. Call her ex-employer and ask if it can give you any information on this;
2) Check her bank statements and cancelled checks for at least the past year to see if she was making any electronic or check payments to an insurer;
3) Contact EACH of her creditors (mortgage company, car financing company, credit card(s), etc.) and ask whether she had mortgage or credit life insurance. Before you call, be sure to check her mortgage bill, which may list whether she purchased mortgage life insurance. Credit insurance will probably not show up on the automobile bill, since many times the premium is paid in full at the time the loan is taken out;
4) Check her safety deposit box and personal papers;
5) Read her will, which may sometimes refer to insurance policies;
6) Ask her close friends, who may be able to give you information about insurance she mentioned to them.
7) You may be able to obtain limited information from the Medical Information Bureau. This is a company that acts as a database for medical information reported on applications for life insurance, and for information discovered by insurance companies during the underwriting process. You can go to: http://www.mib.com/html/request_your_record.html and click on "Policy Locator Service" at the bottom of the page.

I hope this helps.

2007-01-04 23:35:10 · answer #1 · answered by Suzanne: YPA 7 · 0 0

Try her bank, make sure she doesn't have a safe deposit box there. Then call a few lawyers in town, has she got a will? Are you sure she has a policy? she may have cashed it in. Has she paid for her funeral allready and not left that to you? It is possible that she cashed it in if she needed money. Some policys are only good until age 70...how old is she? That's about all I can think of, has she got friends to ask if they maght know something? Good luck. Sorry for your loss.

2007-01-05 00:33:22 · answer #2 · answered by MISS-MARY 6 · 0 0

Check her bank accounts - she would have had to pay for the policy. She also likely kept them in a safe deposit box, so check about that with the bank, too.

2007-01-05 00:27:27 · answer #3 · answered by Phoenix, Wise Guru 7 · 3 0

No, you'll have to go through her valuable papers, or go through her bank records. You'll have to be executor of her estate, to contact her bank, but they should be able to give you 10 years or so of payments - the life insurance payment should show up in those records.

2007-01-05 02:04:34 · answer #4 · answered by Anonymous 7 · 0 0

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