English Deutsch Français Italiano Español Português 繁體中文 Bahasa Indonesia Tiếng Việt ภาษาไทย
All categories

She wants to know if when she and my brother get life, health insurance under his work ect.... if they will verify her highschool graduation status. She has done very well with work, and they both want her to be a stay at home mom, so a graduation hasnt ever really bothered her(she says). But she is worried that his work will use that as important info, or any insurance company for that matter. Ive tried to console her, but i think the only thing she can rest easy with is an informed answer. Any one out there who works in Insurance or just happens to know a lot about it?

2007-01-04 11:37:59 · 8 answers · asked by azwoman 3 in Business & Finance Insurance

8 answers

I have had and have many insurance policies and I don't recall any of them ever asking about my High School diploma or where I graduated

2007-01-04 11:46:39 · answer #1 · answered by Anonymous · 0 0

Whether she graduated from high school or not has absolutely no bearing on health or life insurance at all. A persons employment (what they do for a living) might reflect on life insurance premiums though. If someone told her that her high school graduation status matters with regard to insurance, she should ask them where they got their information from because it's incorrect.
Also, it might actually make her feel better in the long run if she eventually gets her GED. Suggest that she gets it. Not only might it give her peace of mind but it's something that everyone should do and it might be good for her self esteme.
Hopefully everyone's answers will reassure her.
Good luck!

2007-01-04 13:10:29 · answer #2 · answered by Mary R 5 · 0 0

Education level isn't looked at when you buy health insurance. There are some web sites that ask for that information (along with income and whether you're a homeowner), but they're just capturing information they can sell to agents. When you apply for health insurance coverage, you will generally need to provide the following for you and anyone else seeking coverage under the policy (called "dependents"):

1. Name.
2. Home address
3. Gender
4. Social Security Numbers
5. Age/Birth date
4. Health history (the application for coverage will have a questionairre -- it varies from carrier-to-carrier)
7. Whether the individual is a smoker
8. Whether the individual is currently a full-time student.

That's usually all you need to buy coverage. To get a quote (a report showing the rates and benefits of health plans available to you) you should need to provide even less about you:

1. Your home zip code and/or county
2. The ages and gender of you and any dependents you're seeking coverage for
3. Whether any of you are smokers or currently full-time students.

2007-01-06 16:38:02 · answer #3 · answered by Anonymous · 0 0

I don't know about for life insurance, but for health insurance, the only time they question student status is when you're trying to claim a child over the age of 18 or 19 (depending on state or plan) as a full time student.

2007-01-05 02:02:58 · answer #4 · answered by zippythejessi 7 · 0 0

No. They will ask about employment history and that's it. They are looking for risky lifestyle. If someone has a steady work record, etc then they are considered a safer risk (depending the employment category-if they are explosive specialists, for example, then you might be slightly rated) than unemployed persons (this does not include homemakers). Educational background is not a factor. Otherwise, it is mostly health history, current medical findings, driving records, etc...

2007-01-04 12:00:55 · answer #5 · answered by City 2 · 1 0

For health insurance? No it wont have any impact on coverage. The only thing they can really look at is heath problems.

2007-01-04 11:50:01 · answer #6 · answered by Anonymous · 0 0

life insurance has nothing to do with weather you graduated or not. They don't even ask you that.

2007-01-04 12:19:27 · answer #7 · answered by glamour04111 7 · 0 0

Insurance companies don't look at your educational backround.

2007-01-04 12:18:48 · answer #8 · answered by Anonymous 7 · 0 0

fedest.com, questions and answers