My car has been at a bodyshop for two weeks, and I have been regularly checking with the insurance estimator (Allstate insurance) on the status of the appraisal, and he's been telling me "starting tomorrow". I know insurance is paying for only one month of rental car, and I will be pushing a month in 10 days. Do you think I can demand them to extend the term for the rental vehicle, since they're taking their time and being so slow?..
2007-01-03 15:15:06 · 8 answers · asked by Mr. V 1 in Cars & Transportation ➔ Insurance & Registration
personally i think you should be able to but legally i don't think they have to since it sounds like it is written in your policy that they will only pay one months worth of rental car. try talking with them again about getting the appraisal done asap and extending the rental car. they may have a loop hole for you. a good way is to talk about how much you dislike this treatment and are planning on looking into other insurance companies if it continues.
good luck
2007-01-03 15:21:13 · answer #1 · answered by *~ riddles ~* 3 · 0⤊ 0⤋
If you are using a reputable body shop they will work with insurance company handling the claim and the rental car will be waiting for you at the repair shop. All of the paperwork with the Insurance company is handled by the repair shop. Ask the body shop how to get the rental. BTW, there is a cap on how much they will pay. You can't go out and rent a Mustang GT convertible and expect them to pay for it. You'll get a per day dollar value that you will have to stay under or you will be responsible for the overage.
2016-05-23 01:24:36 · answer #2 · answered by ? 4 · 0⤊ 0⤋
Sure, you can demand whatever you want.. but they have no legal obligation to keep you in a rental past 30 days.
Now- of course no one is happy when their vehicle is in the shop for along time but you need to ask yourself... is this insurance's problem?
Obviously after this long the repair process should be started... have they already done the preliminary estimate and is the repair process taking awhile? Is the shop taking their time and is it out of the insurance companies hands? Have their been supplements along the way that are taking up time?
If the insurance companie TRULY has had your car there for two weeks and nothing was started (which i HIGHLY doubt- they are a big company)- then it would be in line for them to extend your rental. But, im sensing maybe you are just taking out your frustration from a long repair process on your insurance carrier
2007-01-04 01:42:30 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Sure you can. That doesn't mean they will though. If you aren't at fault in the accident the other person's insurance would be the ones making that determination and paying for the rental car. Since it's your insurance, does that mean you were at fault?
2007-01-03 15:23:29 · answer #4 · answered by oklatom 7 · 0⤊ 0⤋
check with the local laws, in kansas every ins. co. has to pay a minimum amount no matter what. even if you have no or a limited rental ins. i think it was $15 or $20 a day in kansas a few years ago. i dont even have rental ins. and they had to pay that for about a month. that really pissed them off. jut find a good deal on rental and pay the little extra.
2007-01-03 15:32:59 · answer #5 · answered by mxlj 5 · 0⤊ 0⤋
Contact your state government and find out who the insurance commissioner is. Contact the insurance commissioner for help in resolving the issue.
2007-01-03 15:25:48 · answer #6 · answered by Thunderhawk 3 · 0⤊ 0⤋
Is this your own insurance company? If the limit of your coverage is 30 days that's all that they will pay. No one can recover in excess of his own policy limit.
2007-01-04 04:17:50 · answer #7 · answered by Chris 5 · 0⤊ 0⤋
they,ll probably do it ,any way,,but if you give them a hard time they may not,,usually they will do this if its taking too much time to fix your car,,id just be polite and ask them if they was gong to,,be calm,,that's the best way to deal with them,,good luck hope this help,s.
2007-01-03 16:11:31 · answer #8 · answered by dodge man 7 · 0⤊ 0⤋