Will I be able to get an apartment with an eviction?

Question

When I was 18 years old, I moved into my first apartment & lived there for 2 years. I moved into another place & then moved out of the city. When I relocated & tried to get an apartment I was denied. Come to find out I had an eviction & owed the apartment complex. A family member went in & forged my signature on another lease. I know I should have reported them, but I didn't. I eventually found an apartment but it was kind of run down & I had to pay the full deposit. Since then, I have been working on raising my credit score & I have paid the amount owed to that apartment complex & it shows paid on my report, but not sure if that would make a difference being that it was an eviction.

Answer 1

That really sucks! Depending on how long ago it was, you can still get the person who defrauded your good name brought to justice. Check your local statute of limitations on that sort of crime. If the fraud is proven, it may be enough to have it removed from your credit report entirely.
In the meantime, it does look better than had you not paid it at all. Now you just have to wait it out, and it will drop off of your credit report in 5-10 years (not sure the length of time on evictions)

Answer 2

I worked in property management for 11 years and we had a rule, nobody with an eviction got in, period, no matter what. This will potentially cause you problems for a very long time, I think they show up on reports for at least 10 years.
You can try working with the credit co to see if there is anything you can do to clear it, you may have to go back to the original party, pay what is owed as part of this process and maybe there is a way they can rescind the eviction or modify the way the judgement appears. I had a couple people approach me while I was managing property who wanted me to sign off on something that would 'soften' an eviction that I had done - both times they were trying to get into specialty government grant housing - but I refused due to circumstances around the eviction.
You can try explaining all this to potential landlords when you apply for a place and they may accept your explanation, but frankly, if it was me, I still wouldn't rent to anyone who showed an eviction for any reason.
Evictions are very very expensive and stressful for landlords due to lost rents and attorney fees. They are also usually accompanied by serious behavior problems and expensive property damage and we want to avoid ever being in that situation if possible. There are lots of organizations to help tenants in trouble for free, but nobody helps landlords without getting paid the big bucks. Landlords are justifiably gun-shy on this issue.

Answer 3

Sounds like you are taking the proper steps to restore your credit. All you can do is get your credit report and then examine it and if you do not understand the credit report or are not sure you are in the clear, I would get advise from your bank or a very trusted source. Sometimes you can get credit reports from your bank. Probably worse comes to worse you will have to pay a larger deposit until your credit is ok. I would explain your situation to the apartments you try to live in. Be honest. A relative of mine somehow gets in to Apt. and she has been evicted more times than I can count and has filed bankruptcy more times than she probably can even remember.

Hope this helps :)

Answer 4

You did not say how long ago this was. Personally I would NOT rent to you with an eviction. You may have paid it, but the fact that they had to do it is bad. Evicting someone is not free and lost rent can make it very hard for a landlord to make ends meet, after all, the mortgage is still due.

Answer 5

the only way a hire may be changed is that if all events agree; curiously your landlord did no longer conform to do away with your bf so he continues to be legally in charge for the hire. the only factor your bf can do is pay the hire it quite is owed and verify the eviction is cancelled. in spite of the incontrovertible fact that, if the owner has filed for eviction on the courthouse, it is going to continuously be on your bf's public checklist. it is going to instruct if it is been cancelled or performed. And, if the owner gets a judgement, it is going to go on your bf's credit. no longer purely that, however the owner would desire to garnish your bf's wages to get the bills to him. The eviction will influence his ability to get a first rate house for some years. I reject applicants who've had an eviction filed against them in the final 5 years (regardless if it grew to become into cancelled) and if there grew to become into an eviction in the previous, the applicant needs to have an quite reliable clarification.

Answer 6

I think it probably depends on how long it's been since the eviction, and your rental and credit history since then.