i need some help finding a student loan that you dont have to have your fafsa for
can someone help please!
2007-01-03 05:00:27 · 5 answers · asked by Anonymous in Education & Reference ➔ Financial Aid
Private student loans (as opposed to the federal student loans you get via FAFSA) are offered by banks, credit unions and other financial companies such as Sallie Mae. Private loans are credit-based, meaning your interest rate will be determined based on your credit rating. If your credit's not the best, it can help to have a cosigner with good credit.
Also, be sure to go with a company that offers private *student* loans (as opposed to personal loans). Student loans must be used for school related purposes (tuition, books, housing, computer, travel) but the interest can still be tax-deductible.
Sallie Mae has a lot of good info on private student loans: http://www.salliemae.com/get_student_loan/find_student_loan/undergrad_student_loan/private_student_loans/
2007-01-03 06:09:12 · answer #1 · answered by Anonymous · 0⤊ 0⤋
you don't have to recieve federal aid to get a loan but you have to apply for it. FAFSA is free money there isn't any reason not to apply for it. You could get a private loan from a bank but i don't see any reason for it. Govt. loans can be interest free untill graduation.
2007-01-03 05:04:26 · answer #2 · answered by Anonymous · 1⤊ 0⤋
Try talking to the people at your bank. The best student loans are the ones you get when you file your FAFSA though, and you can get pell grants and whatnot.
2007-01-03 05:05:37 · answer #3 · answered by amerysse 4 · 0⤊ 0⤋
That would be a private loans, and many baks offer them. IUn any event, you should still complete your FAFSA!
2007-01-03 05:04:22 · answer #4 · answered by mizz_milk06 4 · 0⤊ 0⤋
take out a loan at a bank it will have lower rates just make sure that you have decent credit if not you will have to put something down as collateral ( meaning they will have the right to take it what ever you put down )
2007-01-03 05:09:55 · answer #5 · answered by rives 6 · 0⤊ 0⤋
you can get a private loan....try Sallie Mae or a similar loan company.
2007-01-03 05:03:56 · answer #6 · answered by Answer Girl 2007 5 · 0⤊ 0⤋
I would always advise you to fill out your FAFSA, but since you are looking for a different avenue, try:
http://www.thinkfinancial.com
Great customer service, easy to apply, quick answer whether you are accepted or not.
Good Luck.
2007-01-03 06:05:16 · answer #7 · answered by Anonymous · 0⤊ 0⤋
if your looking for one you don't have to pay back it's called a grant and if not go to banks and big cooperation's and ask but good luck.
2007-01-03 05:04:50 · answer #8 · answered by bossy 1 · 0⤊ 0⤋
Check your local county job center if your income is low enough they will pay upto $4,000 ayear to goto school
2007-01-03 05:03:35 · answer #9 · answered by jbowhard 4 · 0⤊ 1⤋
www.financialaid.com
2007-01-03 05:10:35 · answer #10 · answered by kluvs2write 2 · 0⤊ 0⤋