Im not sure whether I will be able to get registered as a childminder if I have arrears on credit cards etc
2007-01-03 02:20:17 · 5 answers · asked by Anonymous in Business & Finance ➔ Credit
Don't let that worry you...I myself have just recently became registered and by no means have I a good cedit history....it made no difference to my registration!
2007-01-03 02:24:08 · answer #1 · answered by prettywoman 6 · 1⤊ 0⤋
It shouldn't affect your registration, but if you are worried ask the NCMA (National Childminding Association) before you pay them anything to register.
With the credit cards, if the debt is becoming a nuisance PLEASE phone the card company and explain that you are having trouble paying, tell them you are no longer using the credit facility and ask them to convert the card to a repayment-only account, to which you can make a manageable monthly payments without incurring further interest.
Otherwise you will probably be charged God alone knows how much in interest and penalty charges for not making the minimum payment... soon the charges will be more than the money you actually spent.
The card company should be helpful and amenable... if they are not (or if they offer you further loans/credit to clear this one), decline and remind them of their obligation to be a "responsible lender"!!
2007-01-03 14:06:49 · answer #2 · answered by jamesducker 3 · 0⤊ 0⤋
Why would this affect your ability to look after a child? Seriously though, Dont worry, try and catch up with the credit card, give them a fone and sort out payments, you dont want to keep being charged for late payment or non payment.. You will still be able to be a child minder.
2007-01-03 10:25:42 · answer #3 · answered by Anonymous · 1⤊ 0⤋
It might only affect you if you had a CCJ (County Court Judgment)
This means you defaulted on your payments. But i would'nt worry about it.
2007-01-03 10:34:23 · answer #4 · answered by phil 6 · 0⤊ 0⤋
It will have no bearing on your registration.
2007-01-03 10:27:55 · answer #5 · answered by Anonymous · 1⤊ 0⤋