We have a $600 total family deductible and everyone in our area accepts the insurance. We are not charged monthly for this insurance. I was just wondering if any other companies offer similar plans or if it's specific to my husband's occupation. He's a coal miner and most coal companies offer insurance packages like this. Thanks so much!
2007-01-02 16:19:43 · 7 answers · asked by Josi 5 in Business & Finance ➔ Insurance
That's really good for no monthly payment. I have only seen a comparable plan in the teachers unions.
Tell your husband to be safe down there.
2007-01-03 02:15:17 · answer #1 · answered by Joe 2 · 1⤊ 0⤋
As long as you're not paying for the insurance, ANY insurance is good insurance... =) However, $600 family deductible, then 10% out of pocket is REALLY good. (I know of plans with a $2000 family deductible, then 20% out of pocket....) I doubt it's specific to the occupation though....
2007-01-03 09:01:16 · answer #2 · answered by zippythejessi 7 · 1⤊ 0⤋
Wow, that's amazing. The only other profession I've ever heard of that doesn't ask the employees to contribute anything, is NEA Public School Teacher.
We have GREAT insurance, and contribute about $350 a month towards it (family coverage, with dental & vision).
2007-01-03 08:51:06 · answer #3 · answered by Anonymous 7 · 1⤊ 0⤋
Yes, it is very good coverage at no cost to you. I would imagine with a $600 deductible the out of pocket amount is very reasonable as well.
2007-01-03 11:01:10 · answer #4 · answered by Anonymous · 1⤊ 0⤋
My fiancee is in the carpenter's union and we have 90/10 also...I forget the yearly out-of-pocket.
2007-01-03 00:22:51 · answer #5 · answered by Jaybird 3 · 1⤊ 0⤋
That's pretty good coverage with no employee contribution.
2007-01-03 00:22:11 · answer #6 · answered by Anonymous · 1⤊ 0⤋
yes
2007-01-03 00:21:53 · answer #7 · answered by ? 7 · 0⤊ 1⤋