I'm the only employee and it's very difficult to find a place that offers individual coverage not just discounts. Are there groups I can join to create group coverage?
2007-01-02 07:36:18 · 5 answers · asked by Elisabeth 2 in Health ➔ Dental
I'm in WI and not sure what groups you can join but my DH and I are in the same position. We spoke with our dentist who happens to be a close friend. His advice was to skip it. Any individual policy worth purchasing is so expensive that you're better off going self-pay. You may incur huge expenses one year but next to none in another. We just put extra money away so we're prepared.
2007-01-02 11:06:32 · answer #1 · answered by janisko 5 · 0⤊ 0⤋
If you have children and your income is within the limit (which I believe is $2200/month or below), you may qualify for Badgercare. Badgercare is a state program that provides health care coverage for uninsured families, including dental care. Go to Badgercare's website for more details (listed below) or call 1-800-362-3002.
If you're not eligible for Badgercare, you could look into Humana Dental (they offer individuals and family plans).
I thought Blue Cross Blue Shield of WI offered some form of dental insurance but upon further research, it's not for individuals.... :-(
If you can't get insurance, you may benefit from a dental discount program. Afterall, a discount program will most likely be quite a bit cheaper than paying full price for services. I've listed a dental discount link below which I have found helpful in the past.
Anyway, hope any of this helps. Good luck!
2007-01-03 17:01:02 · answer #2 · answered by Anonymous · 0⤊ 0⤋
I concur with the first poster. I had an individual policy--and it cost more than paying out of pocket. If you want to check into prices call Blue Cross/Blue Shield and Delta Dental.
Our DDS offers the credit care card. Basically a "health care" credit card, where they pay your dental bill and you can pay them off in X months interest free. But if you don't pay it off in those months--interest is higher--but not as high as many dental offices charge (12%).
2007-01-05 11:34:15 · answer #3 · answered by Cherie 6 · 0⤊ 0⤋
Why do you say it is dificult to get individual dental coverage?
Just go to eHealthInsurance, put in your zip code
and choose among the dental plan options.
2007-01-06 04:50:59 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Overcome Fear Of Dentist - http://DentalBook.uzaev.com/?DVXf
2016-06-29 08:37:54 · answer #5 · answered by ? 3 · 0⤊ 0⤋