I have a payment due tomorrow on my credit card and last months was late too, ive looked on the back of the statement and its saying even if i pay via the counter at a bank that this will take 2 days??? Is there nothing i can do even digital banking says allow 4 days? Its a bank holiday today also so it really looks like im screwed doh :(
2007-01-01 21:26:47 · 15 answers · asked by LBoO 2 in Business & Finance ➔ Credit
BACS will take 24 hours... ask your bank
Good Luck!
2007-01-01 21:28:59 · answer #1 · answered by MiZz RuBy 6 · 0⤊ 0⤋
Most Credit Cards allow payment on next working day if the last payment day falls on a holiday, so relax and make sure you pay as soon as the banks open because they know you can't pay worrying will spoilyour Holiday but dont spend that amount you kept for the Credit Card payment.
2007-01-01 21:34:31 · answer #2 · answered by Advisor online 2 · 0⤊ 0⤋
First off, don't stress! Pay it as you normally would but speak to a LIVE customer service rep and inform them that you made a payment.
Ask them to make a note of it and if (for whatever reason) the payment shows up late and if you receive late fees, if they can be reversed. Most likely when you inform them that a payment has been made, that should take care of itself.
Make sure you have an understanding of all of this at the time you speak to the rep.
2007-01-02 00:12:02 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Use Western Union Quick Collect. It costs $12.95 and pretty much goes immediately. Call your credit card company and ask what their city and state codes are. Most credit card companies have their own special city code. I usually go this route when I have to wait to pay it on the day it's due. That is about your only option.
I hope this was helpful!!!
2007-01-02 00:19:47 · answer #4 · answered by spdwy808 2 · 0⤊ 0⤋
It is possible to wire funds same day electronically, but that costs around £25.
If you just pay cash in at a bank that should credit your account immediately.
Next month set up a direct debit to automatically pay 5% of the balance should you forget again!
2007-01-01 22:35:25 · answer #5 · answered by agent4927 5 · 0⤊ 0⤋
Call your credit card company. Tell them you want to get your money to them. Ask them how. Relax, credit card companies will actually be very helpful in order to get your money. If you make it clear to them that you're trying to get your money to them, and it's only a one-time thing (and you've gotten your payments to them really faithfully in the past) probably the worst thing that can happen to you is a "one time 30 day late payment" on your credit rating which, really, is no big deal.
2007-01-02 01:14:11 · answer #6 · answered by Kilroy 4 · 0⤊ 0⤋
Make the payment over the counter and then call your credit card company to tell them what you have done, they should be fine with that.
2007-01-01 21:36:36 · answer #7 · answered by lucyt20 5 · 0⤊ 0⤋
The only thing you can do is pay up asap. Then ring them to let them know that the payment has been made. Then just make sure the same thing doesn't happen next month.
2007-01-01 22:30:50 · answer #8 · answered by Rico 4 · 0⤊ 0⤋
If you find you're short of funds, either set up a direct debit for each month, or cut up the card, if you can't afford the repayments.
2007-01-01 21:40:26 · answer #9 · answered by Anonymous · 0⤊ 1⤋
Pay it now and forget about it. Why worry about such a small thing.
2007-01-01 21:36:22 · answer #10 · answered by Anonymous · 0⤊ 0⤋