2007-01-01 11:57:55 · 7 answers · asked by tim b 1 in Business & Finance ➔ Credit
I have heard that bankruptcies can stay as long as 14 years. Dont fret, there is hope.
There are lots of ways to accomplish what you want but only 1 best way. If you have lots of time and persistence, you can take a stab at it yourself. I believe, however, that your credit is at least on the same level of importance as taxes (which most people have professionally completed). We know of a non-profit company that does all the leg work for you and hopes to improve your score 90 points in 90 days. Check out the credit repair link at www.totaldebtsolutionsllc.com
2007-01-01 15:19:33 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Bankruptcy chapter 7,11,12 can stay on your credit report for 10 years. Chapter 13 7 years.
http://www.disputedemon.com/credit-score
2007-01-01 12:31:56 · answer #2 · answered by CreditScoreBooster 2 · 0⤊ 0⤋
Hi! Gawd! The truth is no..let me explain. First..there are things that will not be updated..that will roll off much sooner. I've seen this.I asked them to be updated (with correct info) and they were deleted instead..forever. Gone. Ok... My current problem is with Capital One. They decided that seven years was not enough..and they felt like breaking the law. I have no idea how this will play out..but I will update with progress in my profile as it happens. Truth is..90% of the garbage is off from my great credit mess of 2000. Two more lines will disappear in August..and five brand new lines will replace them. I talked with two lenders yesterday. I was delighted to learn that many realize Crap One does not play by the rules..and have made allowances for this. As always..your milage may vary. Bankruptcies may stay on there as long as 10 years...and I'm not sure how student loans play into this..I've never had one. >>>I failed to mention tax leins and other debts (like owed child support) are treated differently as well...and do not roll off after seven years.
2016-05-23 04:23:44 · answer #3 · answered by Anonymous · 0⤊ 0⤋
You either write or go to the 3 credit reporting agencies and ask to have it removed because the statutes have expired....normally it takes about 3-4 months it gets removed after the 10 yrs. limit....but that is if it's seen...so to expedite it contact them.
2007-01-01 12:07:48 · answer #4 · answered by Anonymous · 0⤊ 0⤋
It is a 7 year limit, not 10. They should automatically be taken off. If not, contact the 3 credit bureaus or get ahold of your attorney.
2007-01-01 12:12:11 · answer #5 · answered by Hannahbelle 2 · 0⤊ 1⤋
It should be removed automatically. Get your free credit reports and check them out. If the bankruptcy is still on them you can have them removed. annualfreecreditreport.com
2007-01-01 12:01:21 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Well, I've heard it takes 7 years for your credit to be cleared up so I think you should be OK.
2007-01-01 12:00:05 · answer #7 · answered by Anonymous · 0⤊ 1⤋