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Okay, everytime I get my hands on alot of money I save it, but when I save it I'm the only one that has money out of all my brothers, so when I save my money, everybody wants to borrow money, (even my mom!) and they never pay me back! so right now I just got a bunch of money ($389) and I wanna save it or get bunk-beds, I don't really want bink beds but I'd rather spend my money on something I want then see it go away and never come back so I never benifit from it in the first place, so now what should I do spend it on the bunk beds or save it and try to see if I can keep anyone away from it.
plz give me serious advice only!

2007-01-01 10:47:16 · 13 answers · asked by Unknown Artist~ 4 in Family & Relationships Family

I'm 14 years old

2007-01-01 15:26:00 · update #1

13 answers

Honey, I don't know how old you are but when you loan someone money, especially in your family, consider it gone. Get a savings account and tell them you put it there and you can't take it out or they will charge you or something like that. Better yet, be honest and tell them that they don't pay you back and you wnat to spend your money on you. That is not being selfish and that is what they would do. If you don't learn to stand up to them and others you will be run over....and broke...all your life. Toughen up. If they get mad it is because they know they can't use you anymore. tell them when they pay you back what they owe you then you might think about loaning money to them again. Don't let them get the best of you.

2007-01-01 10:54:47 · answer #1 · answered by healergirl 2 · 0 0

Well 1st & most importantly, stand up 4yourself! Get some confidence, why do you feel obligated 2give them YOUR $$. And you cant say "cuz their my family..." bcuz you are THEIR family also & they sure arent thinking of you when they're spending up your money!!! You need 2not sugarcoat anything and get a grasp on the situation & simply telling them "no" You dont owe them any explanations, YOU worked 4IT not THEM. If they need money then it sounds like they need #1....a J.O.B #2.....Better managing skills if they do have a job #3...some respect for you! Thats not being considerate of them at all. And to cover anything i havent already, if they are younger and cant work, tell them tough luck. If they are that young where they're unable 2 work or something, there is nothing that important they need 2 be buying at their age anyway. And i can guarantee you they are going 2 continue 2 take advantage of your generousity as long as you let them, so dont be afraid 2say NO!

2007-01-01 10:55:31 · answer #2 · answered by Trinity 2 · 0 0

Stop telling people that you're saving money and how much money you have available. If they have no idea that you have any money, then they won't be asking to borrow it.
Get a savings account and just keep saving. Save for something specifically that you want - not something that you would just spend it on because at least you're spending it on yourself....that's just silly. Make some goals, save the money and don't touch it until you reach your goals. If anyone asks to borrow money, say that you're sorry, but that you have goals to reach and that money is not borrowable.

2007-01-01 10:51:20 · answer #3 · answered by whatever 3 · 1 1

How old are you? You seem very young if you are sleeping in a bunk bed. I would not tell anyone how much you have saved. Can you open a bank account to put it in?

2007-01-01 11:18:17 · answer #4 · answered by Santa's Elf 4 · 0 0

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2016-11-25 21:02:58 · answer #5 · answered by Anonymous · 0 0

quit telling people when you get money, act like you dont have any. If they dont know you have it they cant ask you for it. I say spend half of it and put the other half in a bank account and dont tell anyone

2007-01-01 10:57:36 · answer #6 · answered by Anonymous · 0 0

You need to learn how to give..The money you give to your family makes them happy, but spending money on something you don't want instead of giving them to someone who may need them badly is not generousity... Try to divide the sum: 1/4 for your brothers, 1/4 for Mom, and a 1/2 for yourself.. When you do that regularly they'll be satisfied andyou'll have the chance to save the money you want.. Keep space in your heart for the others so God may keep a space for you in this life.. Good luck.

2007-01-01 10:51:47 · answer #7 · answered by Lawrence of Arabia 6 · 0 3

Dont tell people you have money, if they ask you about it say you spent it , if they keep asking then you need to hurry and spend it o something you really want, then keep the receipt and go back to get your money.

2007-01-01 11:17:42 · answer #8 · answered by Ms. Q 5 · 0 0

put your money in a savings account and tell your family you do not have money and that if you did you can give it to thewm because they never pay back and you want something for you

2007-01-01 11:49:32 · answer #9 · answered by -------- 7 · 0 0

You should make it a personal policy of yours that you don't lend people money. Then just tell people. "I'm sorry, I don't lend money." If you want to GIVE people money that's fine, but don't lend it. It's just the nature of people that if they feel you don't need it back, they won't give it back, and it's more true with family than friends.

2007-01-01 11:16:30 · answer #10 · answered by The Scorpion 6 · 0 0

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