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7 answers

It means you have to quit trying to use your library card at the ATM..

2006-12-31 09:32:03 · answer #1 · answered by scrubbag 7 · 1 1

It means you don't have a history of good credit or if it was your first time opening a credit card, you have no history of credit. ..."age of credit references" is related to the above. It may not make sense to you, but now I think you get the picture. If it is your first time, you must work for a company that has a credit union, like Macys, Bloomingdales, or Nordstrom. You can start off as an employee with a in-store employee credit card and build up your history of credit, so you can get approved for a Visa or MasterCard in the future. Good luck! And don't get whole hogged in over-charging your credit cards. It can lead to bankruptcy and it will really ruin your credit rating. So don't spend beyond your means. AS A NOTE: Do not begin by using Capital One. You have to be well disciplined with your credit. Capital One can penalize you if you don't meet up with your payment expectations and they will be sure to tear you down financially by sending you to collections if you don't read their "fine print".

2016-05-23 01:09:03 · answer #2 · answered by Nicole 4 · 0 0

It means that the company that issued you that card will not allow you to use it for some reason. You would need to get in touch with the company, bank, or whoever you went through to find out why.

2006-12-31 09:40:44 · answer #3 · answered by Bud's Girl 6 · 1 0

call the bank that issued it and find out if there was an error. likely they issuer/bank froze it becuz its maxed out, late payments or reported stollen. how does anyone qualify for a credit card and not know that? sheesh!

2006-12-31 09:36:21 · answer #4 · answered by bb 3 · 0 0

It means you and 76% of the US have overspent,and gone over your limit on the credit card.

2006-12-31 09:36:23 · answer #5 · answered by kman1830 5 · 1 0

sounds like they closed down your card? I guess you haven't paid your bills

2006-12-31 09:33:02 · answer #6 · answered by mailjunkie123 3 · 0 0

It means you don't have money in it.You could also be using the wrong PIN.

2006-12-31 09:33:04 · answer #7 · answered by redwidow 5 · 0 0

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