Where can I lock in the highest interest rate on $100,000 or $1,000,000 USD?

Answer 1

When you say "lock in" do you mean find or do you mean have locked (non-variable) rate?
And highest rate, do you mean at a given risk? Risk and return go together.
Check with a broker like scottarde or TD waterhouse. You could buy bonds, treasury bonds, junk bonds, municipal bonds, foreign bonds, foreign govt bonds, commercial paper

Answer 2

The highest interest rate you can get is to participate in Direct Investment Vehicle such as private placement (of a company) or pre-IPO deals which can give you returns of at least 20 - 50% in less than a year. Of course, you need to have a good connection and/or good adviser(s) to bring you such deals.

Other safer vehicles will include Property rental such as REITS or direct investment in residential or commercial Property units (4 ~ 8%), Bonds and T-Bills (3 ~ 5%) and fixed deposit (3%).

I would not encourage stocks and shares if your purpose is just to get interest returns as stocks and shares are too volatile and the dividends are not guaranteed.

However, it really depends on a number of factors such as the duration of investing, the purpose, your age, your risk tolerance etc to decide which vehicles suits you the best.

Most importantly, get (or find) someone and something trustworthy to put in your $$$. The Banks to me are definitely not trustworthy as they will suck dry all your returns first before returning you the crumbling.

Hope this helps. Enjoy ur investing. Cheers!

Answer 3

United States of America (24%)

Answer 4

What i would do with that amount, is get a financial planner, preferably a friend, or invest half of it in high risk stock like "ykk" said, and the other half in low risk mutual funds or money market accounts!!

Answer 5

You can buy short term bonds/ck cds around country at schwab.com if must earn interest. You can invest in etfs/close ends like ADx;EWA;PEO,EAF,etc. Get out & stay out of banks or inflation + taxes erode your purchasing power.

Answer 6

Highest interest would be if you would trade forex or stocks yoursef.

Of course you could find trader who would manage your funds.

Good luck!

Answer 7

If you mean interst rates in bandk of credit unions try bankrate.com

Answer 8

go play stocks, NEVER Fixed deposits.
in the long run, inflation will 'eat' it up if u put in FDs / CDs

if u are uncomfortable, buy ETFs