Okay, my cousin is now divorce, her ex hubby took out a loan while marry to her, and now she is stuck paying the loan by her self cause she doesn't want to ruin her credit or get in trouble with the loan firm. The question is does she really have to pay that loan by herself and if she doesn't how do she get the ex hub to put his share of paying also.
2006-12-30 14:57:12 · 12 answers · asked by MP 2 in Family & Relationships ➔ Marriage & Divorce
If she can afford it, seek out an attorney. If not, check in her local directory for legal aide, which goes by your income and may end up being totally free. I believe that he would still be liable for half of the debt. However it is good that she is still makingtimel payments so as not to ruin her personal credit. Also see if she can talk this over with her ex to make him see common sense. She also might try talking to the creditor who may or may not care as long as they get their money. Best of luck!
2006-12-30 15:13:30 · answer #1 · answered by notnew2U 2 · 0⤊ 0⤋
This issue should have be addressed in the divorce. Have her contact her lawyer, and ask him these questions, because it could be she doesn't have to pay anything at all. The loan company is trying to get their money back, they are using the moral issues. They were married, and so far she is morally responsible.
That does not mean she is legally responsible.
First thing Tuesday, have her call the lawyer. He would be able to tell her if she has to pay this bill. I am praying that she doesn't. He made the loan, so he should be the one to pay.
If the lawyer says she's off the hook, she then calls the loan company and tells them the bad news. Hey, I don't' have to pay you! You best be looking for him instead of harassing me!
If her name isn't on any paper work or he didn't put anything she owns as a guarantee to repay the loan, I think she is off the hook. Hope so anyways. She's very lucky to have such a great cousin like you to help her. Wished we were are so lucky!
God bless us all............
2006-12-30 16:25:18 · answer #2 · answered by totallylost 5 · 0⤊ 0⤋
This should have been handled in a divorce decree. Typically, whomever is responsible for the loan after the divorce is ordered to refinance the loan in there own name. If her name is on the loan, Yes, she is responsible for paying the note. The loan firm won't just remove her name because they are divorced.
She needs to talk to a family law attorney
2006-12-30 15:47:48 · answer #3 · answered by smartmaster 1 · 0⤊ 0⤋
they are nonetheless at an analogous time responsible for charge, till during the divorce, there replaced right into a stipulation in the decree one or the different will become soul proprietor of the vehicle and the loan is put in their call in basic terms. in simple terms with the aid of fact a call could have in basic terms one call on it does no longer mean the only on the call is in basic terms responsible for the loan.
2016-10-06 05:55:47 · answer #4 · answered by sashi 4 · 0⤊ 0⤋
I'm assuming her name is one the loan and not just his,then yes she will have to pay it in order to not ruin her credit.She would have to take him to court to get him to pay his part but she still has to keep paying on it until then.
2006-12-30 15:02:27 · answer #5 · answered by J♥R♥R 6 · 0⤊ 0⤋
She should go talk to the loan firm and explain the situation to them and see what she can work out. They can always garnish his wages.
2006-12-30 15:01:44 · answer #6 · answered by grbarnaba 4 · 0⤊ 0⤋
Depends on what the loan is for...if its for a car that she is driving it is her responsiblity...if its for a house that she no longer lives in no....if its for bills they both helped to accrue then yes she does...but she should take him to court and file a judgement for him to pay half_
2006-12-30 15:01:17 · answer #7 · answered by Chickybabe 6 · 0⤊ 0⤋
She keeps paying the bills so her credit doesn't get destroyed.. meanwhile she takes him to court for repayment.
2006-12-30 15:01:34 · answer #8 · answered by mosaic 6 · 0⤊ 0⤋
She gets an attorney and lets him sort it out with the deadbeat husband.
2006-12-30 15:00:14 · answer #9 · answered by yeller 6 · 0⤊ 0⤋
Get a lawyer.
2006-12-30 15:03:47 · answer #10 · answered by Steph C 2 · 0⤊ 0⤋