we have quickly outgrown the place we live and we both work me and my wife but we dont make enough money to get a house and our credit is bad. i know there are alot of weslthy people out there so please. give us a hand.
2006-12-30 08:22:40 · 9 answers · asked by J 2 in Business & Finance ➔ Personal Finance
Truth is many will loan that money being it a bit large for someone with your particular problem. Income should establish you earn 1,5% that amount plus mortgage in a full month in current conditions with no large or emotional discharges or outbursts. Money is a big issue for loaners, and they can tell you very much they will need to have a W2 form properly filled and that you can acknowledge safety conditioning to the property while it is theirs, for at least 10 years it is until you paid half or more (unless you learn how to bend banks, I too will know you do not yet possess this information about mildstone insurance and research factoids, refurbishing).
If you apply now for a credit card $5000 and get to it without debts for a full year a local bank will be able and ready to fulfill your expectations and liabilities. Be patient with your credit, some will assist you proving in three years you can act responsibly and learn the deeds and bunions of taxability in discretional commerce. Some will attempt a fast buck, but mostly on complainers and duty officers. Ask advise to your folks, doing their bidding will keep you at large for longer.
Need not thank me, bye now.
2006-12-30 10:43:24 · answer #1 · answered by Manny 5 · 0⤊ 0⤋
You can buy a comfortable house for four where I live (central East Coast) for less than $100,000. Perhaps the reason you have credit issues is your lack of ability to distinguish between "want" and "need". Clean your credit up, then buy a cheaper house and work your way up. With clean credit, you may be able to get a "rent-to-own" property where a portion of each month's rent actual goes towards a downpayment, eventually allowing you to buy the house you are renting.
Good luck!
2006-12-30 09:09:37 · answer #2 · answered by Anonymous · 0⤊ 0⤋
do u want a house or a mansion? $300,000.00..r u kidding. With bad credit you will be lucky to get a house..don't expect to own a mansion.. U can get an almost new house for a lot less than that..it may not have a whirlpool, dishwasher and all of life's "necessities" that we think we have to have but u have 4 kids..what's more important..(if you can find a bank or someone to give you that money..let me know.. I hate apt life and I could find a good house for $50,000. or less
2006-12-30 13:47:44 · answer #3 · answered by chilover 7 · 0⤊ 0⤋
if i have that kind of money, i would put 50k on a risk free cd in a bank you are comfortable with, 5k on a series E government bonds ( it will double in 10 years and will not be affected by inflation) 20K for my kids education funds, 10k will be for a new family car and the 3,541.. things that i need for the home. why? i don not have a job right now i would put the 50k in an investment cd while i research what kind of home business i could start. i am so sorry it should have been series EE.. i have been trying to find a way to email you back but i accidentally deleted ur email in my blackberry. anyway, if you got your bond in 1995 this is what i was able to look up that is why i had an impression it will double in 10 years (interest will elapse after 30 years) "A Market-based Investment Savings Bonds are a market based investment which means that, unlike Treasuries which pay a fixed rate of interest, their interest rates will vary over time. As of May 1997, this rate is computed by taking 85% of the five-year Treasury note rate over the time you own the Savings Bonds. Prior to May 1995, the Savings bond Rate was computed by taking 90% of the five-year Treasury rate. Savings bonds purchased between 1995 and 1997 are computed from short term reference rate. For help in computing the current interest rate of your Savings Bonds, click here for a Savings Bond calculator. Savings Bonds are a liquid long-term investment. Interest on bonds will continue to accrue for 30 years, but bonds can be cashed anytime after six months. " and "Series EE Savings bonds issued 1 May 2003 -- present These bonds are guaranteed to reach face value in 20 years. Otherwise, they are subject to the same rules as described (May 97 - April 03)". all in all series EE bonds are on a fixed rate basis and have the highest interest rate than treasury or I bonds since you are buying EE bonds at half the face value. sorry about the mistake.
2016-03-29 01:12:38 · answer #4 · answered by Nikki 4 · 0⤊ 0⤋
There are options you can look at. You may not be able to purchase right now, but you can do some form of a Lease/Option. I do it all the time with my tenants. They pick out the home they want to purchase, I purchase it for them, they live in it under a lease/Purchase, and after 2 years they buy the property from me.
They get the property they want now, they fix their credit, and I work with them on purchasing the property from me in the future. Win/Win situation.
2006-12-30 08:36:00 · answer #5 · answered by CrazyAces 2 · 1⤊ 0⤋
If you are serious about needing a different home, I know many loan officers who would be happy to provide the money to you. Take 2 minutes and fill out the evaluation form at:
www.totaldebtsolutionsllc.com
2006-12-30 12:05:21 · answer #6 · answered by Anonymous · 0⤊ 0⤋
At least you left your email on most people asking for money don't turn on there email and there's no wasy for contact to be made. Good luck on finding some one that generous when people I've helped out don't have the time of day for me.
2006-12-30 08:52:05 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Sure. Just send me your address and I'll send the money right away.
2006-12-30 08:30:00 · answer #8 · answered by Anonymous · 1⤊ 0⤋
send me $1000 to cover transfer fees first
2006-12-30 09:10:54 · answer #9 · answered by jeremy B 4 · 1⤊ 0⤋