what kind of car should i get?

Question

Im intestead in 2003 TOYOTA COROLLA LOVE THAT LIL CAR I HAVE NO CREDIT AND I ONLY HAVE $2,000 to give for a down payment

Answer 1

get a 95-99 Monte Carlo, they are very reliable and they have about 160HP. Plus there are a few modifications you can do so it looks better or goes faster.

Answer 2

Unless you have LOTS of bad stuff on your credit report getting a loan from SOMEBODY is always possible,maybe not the rate you want and maybe not the exact car you want but I promise you if you got 2 grand cash money and a JOB you can be riding in NO TIME! we deal with a "challenged credit" lender and they get folks to call a phone number and answer a few questions and the next day they call them back and say come to our lot and pick from a group of 4-6 cars and your payment will be such and such and all you need is a signiture and the title transfer fee -the rest they finance this way you don't come sit while they run your credit or shop for a lender they do that while you are away then they get the cars in your "PAYMENT RANGE" ready for you to look at and BING

Answer 3

You need to find somebody you know at work or in the neighborhood who is older and richer than you and is planning on buying a new car. Talk to them even if they're not sure when they'll buy a new car and ask them how well they've taken care of their current car. Tell them your saving for a good used car and would pay them 10% more than the value of any trade-in they could get from a new car dealer. However, the new car purchase must be made at the "dealer's invoice cost" or lower before the trade-in value quoted by the dealer is legitimate. Dealer's often give much higher trade in values for old cars, but increase the cost of the new car to end up with the same profit anyways.

Answer 4

Toyotas are sturdy cars and the repairs you'll need are better priced compared to other car brands. If you really have your heart set on this model, look for an independant agent. My credit union has agents just for this purpose. Tell the agent what you want and they'll look for you. When I got my Maxima, I found it at a dealership for 18k. I told this to agent and the next thing I knew she was able to get for me at 16k. Agents can look at auctions which are not open to the public too.

As far as the money, go to your bank and get a pre-approval dollar amount to work with. You don't need credit -as long as you don't have terrible credit. The bank will loan the money and have the car title as security.

Answer 5

Any bank will give you a loan if you have a 20% down payment, even if you have no credit because you are also offering the car as collateral. So your $2,000 will get you a $10,000 car.