II'm thinking about filing for bankruptcy and am wanting to get a copy of my credit report before I actually decide to do so. I was wondering if there is a way to get a copy of my credit report without having to pay somebody to do it. Equifax wants a monthly fee and I just want one copy. Nothing more. I would be greatly thankful for any help that you could lend me. I'm trying to make life easier for my family. My past isn't helping. Please help if you have any information. Thank you and God bless.
2006-12-29 16:41:22 · 5 answers · asked by matthewsisk_2001 1 in Business & Finance ➔ Credit
you can get it for free. If you have been turned down for credit or job position, you can request a free copy. I like privacyguard.com because it has a 90 day free look. To get all 3 credit reports, it is something like $14 (by 3, get 2 of them free). Sign up, look at it, print it, and unsubscribe.
2006-12-29 16:51:10 · answer #1 · answered by helblindison 2 · 0⤊ 0⤋
The Equifax web site has been reported as a scam.By law you are entitled to 1 free report from every company once a year.Trans Union and Experian are the others you could try on line but sometimes it's better to call for it.Your score is a different story.
2006-12-29 16:55:10 · answer #2 · answered by Pam R 1 · 0⤊ 0⤋
By law everyone is entitled to a free credit report from each credit bureau once every 12 months or if you have been denied credit you can receive a free copy of your credit report. Just go to the web site www.annualcreditreport.com
2006-12-29 16:47:40 · answer #3 · answered by AKON-eisha 2 · 0⤊ 0⤋
Yes as above
www.annualcreditreport.com
is the only place online to see your reports for free once a year, it's the law.
you can see each one and print them out.
you can mail a request to each too.
These do not proved your FICO score that lenders use.
They provide a "Vantage Score", it's not the same as FICO. Don't pay the fee to get it, it won't mean anything.
To see your FICO score you will have to pay from a site like www.myfico.com
or you can try a FICO estimator like this
http://www.bankrate.com/brm/fico/calc.asp
2006-12-29 17:08:32 · answer #4 · answered by hogie0101 4 · 0⤊ 0⤋
annualcreditreport.com you are allowed by law to see your credit report for free from each of the credit co once a year. but you have to go through this site.
2006-12-29 16:46:38 · answer #5 · answered by QandA 3 · 0⤊ 0⤋