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My credit rating is SO BAD! These are my only options. I have researched the Web to death and want to learn from some real life experiences. Thanks!!

2006-12-29 16:39:37 · 2 answers · asked by Anonymous in Business & Finance Credit

2 answers

You're going to have a tough go of it for the next few years, but, if you're truly screwed, you might as well bite the bullet instead of digging a bigger hole. My friend's father declared bankruptcy several years ago and now has a home, a car and a credit card. It's hard, but it's not the end of the world.

2006-12-29 16:48:34 · answer #1 · answered by balderarrow 5 · 0 0

Years ago in collage due to some issues with my student loans being accidentally sent back by the college I was forced to charge my tuition to the tune of 15,000. three years later when I finally got out the bill had escalated and I had to claim bankruptcy that was about 8 years ago. Everything is fine now I took a hit for a while but recovered. It is not the end of the world just feels like it. Be diligent, save up some money and invest in your future let go of the past it will take a while for your credit to build up again but things happen not always in our control. Just learn your lesson and move on. I don't know how much debt you have but I would choose debt settlement before I would BK depending on the situation and the laws in Canadian.
Kourtnie Donihoo
Debt analyst
The E.D.A. Group

2006-12-29 23:15:29 · answer #2 · answered by Kourtnie D 4 · 0 0

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