one person was backing up, another pulling in a parking lot,the one pulling inthe the parking lot hits the other in the rear while he is backing out. the one calls police an accident report was filled out,no tickets were issued, police leaves a few days later woman calls says she has two estimnates who is reponsisble for the scratch
2006-12-29 11:06:33 · 6 answers · asked by paula c 1 in Cars & Transportation ➔ Insurance & Registration
It has nothing to do with being on private property, and everything to do with the fact both cars were moving. Parking lot accidents are almost always 50/50. I never move in a parking lot when another car is moving nearby. If I get hit, I definitely want it to be somebody else's fault.
2006-12-30 13:16:32 · answer #1 · answered by Fred C 7 · 0⤊ 0⤋
No tickets were issued because the accident happened on private property - the parking lot. I would let the insurance companies duke it out, because it sounds like you were both at fault. The one backing out for not looking close enough and the one pulling in for not waiting and failing to avoid an accident. The insurance companies assign a percentage of blame and the appropriate insurance only pays for that percentage only.
2006-12-29 19:11:06 · answer #2 · answered by kny390 6 · 0⤊ 0⤋
Ifthe police report does not indicate fault, parking lots are typically "no man's land". The owner of the scratched car will likely have to pay out of pocket or have his insurance pay for it- if he's covered for it.....unless he can persuade the other driver to admit fault, or at least give their insuraqnce info, for the 2 companies to hash out. If it's a minor scratch you'd do well justto polish it out, so your rates don't go up- plus you've probably got a $200 DEDUCTABLE ANYWAY.
2006-12-29 19:31:48 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Usually the person backing is responsible for any accidents. Let the insurance sort it out.
2006-12-29 19:55:22 · answer #4 · answered by oklatom 7 · 0⤊ 0⤋
Make sure you tell your insurance company it was not your fault. I had a similar thing happen at the mall. The lady was clearly at fault but she told her insurance company that it was might fault. My insurance company kept asking me if it was my fault. I kept telling them no... They finally told her they were not paying but it took them awhile to get to that point.
2006-12-29 19:15:21 · answer #5 · answered by hi you to no way 2 · 0⤊ 0⤋
If the police didn't cite anybody each insurance co. will have to pay for their client.
2006-12-29 19:11:05 · answer #6 · answered by mister ss 7 · 0⤊ 0⤋