mitchell-lama has added rent arrears to my credit,and i was no longer living in my highrise,someone else moved in illegally once i moved out,people have been doing that for years now,and maintenance/management is aware of whats going on and allows it for a few bucks under the table,there is now new management but the same maintenace crew,i have tried talking with them about it but they tell me that i have to talk to their lawyers,i have not been successful in doing so.i'm looking to move mid 07 and i'd like to resolve this any suggestions?(my rent was 1100.00 monthly that by 3 yrs is a whole heap of money wouldnt myou say?
2006-12-29 10:11:15 · 3 answers · asked by knowingisbeautiful 1 in Business & Finance ➔ Credit
If you are certain there is a negative entry on your credit report, you can start by filing a dispute with the credit bureaus. They will contact the creditor to advise them of your dispute, which they will have to answer. If the dispute is deemed invalid, the negative remark will remain on your report. If it is valid, it will be removed.
2006-12-29 10:33:41 · answer #1 · answered by melouofs 7 · 0⤊ 0⤋
To dispute something on your credit, it must be in writing. You can contact the credit bureaus from on-line or call them and they can usually send you a form to fill out to dispute anything on your credit. You will need proof though. You should have something to prove when you moved out of your high rise.
2006-12-29 11:12:17 · answer #2 · answered by CJ 2 · 0⤊ 0⤋
contest it to credit bureau.
they have 30 days to answer dispute--if they don't it will be removed from your record.
If they do..you can write 100 word statement to be attached to your credit statement where you protest owing the money.
2006-12-29 10:34:01 · answer #3 · answered by cork 7 · 0⤊ 0⤋