I never filed A claim in 25 years ..
2006-12-29 07:57:29 · 13 answers · asked by Anonymous in Business & Finance ➔ Insurance
Check your policy. Some policies call that an "Act of God" and don't cover it..others do. Good luck.
2006-12-29 08:00:10 · answer #1 · answered by crazylifer 3 · 1⤊ 0⤋
No, it probably won't be covered.
The only way that there is coverage is if the tree lands on a structure - and "other structure" coverage has a limitation for pools. Typically you'd see a limited amount (like, $250) for debris removal, if the tree lands on something covered - like your house, garage, or fence.
You'll have to talk to your agent to be sure, of course, as I haven't seen your policy. But the standard HO3 won't cover it.
2006-12-29 12:24:44 · answer #2 · answered by Anonymous 7 · 0⤊ 0⤋
Yes this is covered assuming you have a special form policy which is the most common. It is an sudden unexpected event that was virtually unpreventable. This is exactly what Homeowners Insurance is meant for. You will be responsible for the amount of your deductible. The insurance company should pay for all removal and repair over that amount. Call your agent or you insurance company directly and they will get you an adjuster who should help you.
2006-12-29 08:04:47 · answer #3 · answered by reggae superstar 2 · 2⤊ 0⤋
I recommend you to try this web page where you can get quotes from different companies: http://INSURE-HELP.COM/index.html?src=5YAcVAsgY99axx1
RE :The 80 mph wind gusts just toppled A tree over in my pool should my home owners insurance cover it?
I never filed A claim in 25 years ..
Follow 13 answers
2017-03-15 13:13:59 · answer #4 · answered by ? 6 · 0⤊ 0⤋
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2016-12-01 07:39:09 · answer #5 · answered by Anonymous · 0⤊ 0⤋
it would vary depending upon your insurance coverage and the clauses therein.
the best thing to do is consult with your insurance agent, then file a claim, if you don't get satisfaction then you can file a dispute with the state insurance board.
2006-12-29 09:20:21 · answer #6 · answered by mhp_wizo_93_418 7 · 0⤊ 0⤋
Yes. Your home owner's insurance should cover the removal and repairs. Just call your agent.
Wind damage is NOT considered an act of God. (If they try to say it is, call it "severe storm damage.")
2006-12-29 07:59:41 · answer #7 · answered by Phoenix, Wise Guru 7 · 3⤊ 0⤋
It will only cover it if your pool is covered under your homeowners policy. Unfortunately, many policies will exclude external "assets" or "buildings" unless they are identified and covered specifically in the policy.
2006-12-29 10:26:45 · answer #8 · answered by MoniqueLise 3 · 0⤊ 0⤋
Acts of God are only excluded for liability coverage. They have nothing to do for your coverage. Acts of God would exclude coverage if your tree was blown over on your neighbors house. Mbrcatz is correct.
2006-12-30 06:31:16 · answer #9 · answered by mamatohaley+1 4 · 0⤊ 0⤋
Nope it's an act of God and validates yoyr insurances, read the small print
2006-12-29 07:59:56 · answer #10 · answered by Anonymous · 0⤊ 2⤋