what to do after you get in a car accident?

Answer 1

Call the police and try to get them to come. In a lot of places, they won't come unless there's an injury. Guess they've got better places to be. Course, a sore neck and you being scared might be enough to get them out there. A police report helps tip the balance in a he said-she said situation.

Whether they come or not, you should exchange information. That means drivers license info (all of it, name, address, b-day, license #), insurance info (company, policy #, name on policy, car on policy), and write down as much description you can of the scene (time of day, visibility, traffic, what happened, damage to the cars, etc). Take pictures if possible.

Call your insurance company to let them know what happened.

Answer 2

First off, when the accident happens, you exchange insurance and driver's license info with the other driver involved. Call the police so they can come & fill out an accident report. Do NOT admit fault to the other driver or anyone else; only discuss the accident with your insurance agent and the police. Be calm and factual. Call your insurance agent, tell him what happened, get him a copy of the accident report, and then let them figure out the best way to handle repairs on the vehicle based on who's at fault and how much damage is involved. Depending on what company you have, you may have to get estimates of what it will cost to fix the car, or they may have you bring the car into a claim center where they can assess the vehicle damage, find an authorized repair shop, and present you with the amount needed to fix it. If the other driver was insured and was responsible for the accident, then his/her insurance company will do these things. If there is a dispute over blame, the two respective insurers may do battle over who's responsible for the repairs, but the repairs should be covered one way or another.


If the other driver had no insurance or inadequate insurance, then your ins. company will go after him. If you have uninsured/underinsured motorist coverage, you have nothing to worry about...the repairs are covered.

If there are injuries involved, it may also be wise to consult a lawyer in any case, but particularly if you are at fault. If you are injured, obviously seek appropriate treatment, and notify your lawyer of what was done, as records of all treatment will be needed should you happen to have a course of action against the other driver (if they are at fault).

This is the condensed version, but should cover most of what you need to do. Good Luck

Hope this info helped.

Answer 3

1) Check everyone... deal with any life-threatening injuries promptly and summon aid if required.

2) Time and traffic do not stop because you have an accident. Safely Minimize the possibility that YOUR accident will cause another.. If you have the ability to remove your cars from being a hazard and do not do it you may be held partially at fault for someone else's accident.

3) Exchange information with the other driver (fender bender) or supply information to the responding agency (police, Highway patrol, sheriff, etc...) You can decline to give a statement until you speak with an attorney if you wish but you will eventually have to give one.

4) In general, it is best not to discuss the accident, admit fault, or in some cases to even say 'Im Sorry (which is taken sometimes as an admission of fault).

5) If you have a cell phone with a camera take photos of the accident that show damage, people, area, conditions etc... if not then write down as much as you can. Also record what you can remember of the events of the accident (some phones have recorder options too making them very handy for this sort of thing as you can record the OTHER person's comments as well.

6) Promptly notify your insurance carrier.

7) Many states require a separate filing to their DMV - make sure your insurance carrier does this for you or do it yourself.

Get ready for the paperwork and hassle of repairing cars and who pays for what...

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Answer 4

1. Keep quiet - do not admit guilt on anything
2. trade specific insurance information with the officer present only
3. get the full police report from the officer in question - answer the cops questions fully
4. call a lawyer when you get home - make sure you have a copy of the other person's insurance and/or driver's license

Answer 5

call your insurance. If the damages look like it would run $750 or more you have to report it to your insurance within 10 days or they will suspend your license

Answer 6

contact the police if you feel there needs to be a police report and contact your insurance and the the insurance of the person you hit asap.

Answer 7

police report ad report to ins,co

Answer 8

You call your insurance company, and find a lawyer to help you.