how do i access someone's account to check funds for a check i received?

Answer 1

You can call the bank to verify funds, but remember just because the bank said it will clear at the time you call, it may clear by the time it goes through your bank. If you worry about it, why don't you just take it the check writer's bank and cash it? This will prevent you from having to pay fee if it's a bad check and you'll get your money right the way.

Answer 2

You can't actually access another person's account (not legally, anyway) but most banks have a verification system. You can call the check writer's bank, give them the amount of the check, and ask if it will clear. They won't give you the person's bank balance, but they will give you a yes or no answer. I used to do it all the time with my child support checks after having to pay several dollars per check for a "bad deposit". (As if it was my fault the check was no good!)

Answer 3

you can't have access to anyone's account. You call the bank from which the check was written and you tell who it is you received a check from and ask if they have enough funds to cover the check.

Answer 4

You can call the bank. Give them the account number and the amount. They then will tell you if it will clear or not.

Afterwards, race down to the bank and make a special deposit. Get that in QUICK!

I used to work retail and we did it all the time.