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2006-12-28 12:20:57 · 16 answers · asked by Barry P 2 in Business & Finance Credit

16 answers

A good place is to compare SCC rates and annual fees at an independent banking website, like BankRate.com

To actually get the cards, credit unions are the most common place to offer SCC, but most require you become a member, which can be tricky if you have low credit scores (which, if you are looking for a SCC< you most likely do). Don't let that discourage you though -- sometimes just opening a small savings account at a credit union will give you membership status, and then you can deposit your money to back the secured credit card.

2006-12-28 12:25:33 · answer #1 · answered by johnny j 1 · 0 0

Check with your local bank. They often have secured credit cards and are a lot safer than any internet offerings you may find. Some local banks that have these are Wells Fargo, Bank of America and US Bank. They have you put 300-500 in a savings and give you a credit card with the savings as the secured portion.

2006-12-28 20:23:13 · answer #2 · answered by amy23 3 · 0 0

The most convenient walk-in bank. Don't listen to Bear Naked. They're still credit cards, they're just secured credit cards. They will help you establish a credit history.

2006-12-28 20:22:47 · answer #3 · answered by robertspraguejr 4 · 0 0

Any Major Bank...Why do you want to do that? No one wants secured credit cards...they are just like using your own money and pay the bank interests...not to smart way to do...

2006-12-28 20:22:35 · answer #4 · answered by Mimi 4 · 0 0

Get a credit card with the bank in which you do your banking with (Like whoever you have your checking account with, or whoever you go to when you need a loan.)

2006-12-28 20:28:51 · answer #5 · answered by justin3067 2 · 0 0

Hi,
You could get from Orchard Bank.Check it out here under"secured Credit Cards":
http://track.acclaimnetwork.com/apn_work/scripts/sclick.php?b2s=8790&SUBID=PARAM

2006-12-29 20:22:50 · answer #6 · answered by ez-mart 2 · 0 0

Orchard Bank..........www.orchardbank.com.........for people with poor credit, easy to get a low credit line card to start off with

2006-12-28 20:24:37 · answer #7 · answered by Bay Area Babe 2 · 0 0

Your local bank and/or credit union

2006-12-28 20:22:21 · answer #8 · answered by JAY J 2 · 0 0

Through a reputable bank.

2006-12-28 20:22:51 · answer #9 · answered by markos m 6 · 0 0

You can compare credit cards and all of their features at http://www.cardweb.com

2006-12-28 20:21:49 · answer #10 · answered by inkantra 4 · 0 0

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