Does anyone know if Ceico has a pattern of not paying or even if it is known if they have a policy of refusing payments to accident victims of the “other” car? The car that hit me was covered by Ceico My car was covered by another company. Ceico refuses to pay even though it was their covered drivers fault. I want to know if this is their pattern or what?
2006-12-28 12:03:13 · 8 answers · asked by Dr_khs 1 in Cars & Transportation ➔ Insurance & Registration
Well you didn't really provide any information for anyone to say yes or no. Did you mean GEICO? There is NO insurance company out there who has an established policy of not paying third party claims. if you have one claim with them, and they aren't paying (either coverage is a problem, or liability is being investigated, or maybe even the policy limits are not adequate to pay you at that time- it could be ANYTHING) why would you think they don't pay any claims? There must be a reason for it. Tell us more and maybe we can provide a better answer.
2006-12-28 13:56:53 · answer #1 · answered by Chris 5 · 0⤊ 0⤋
Ceico or Geico? I have Geico and fortunately have never needed to make a claim so I'm not sure the conditions. You said it was the other person's fault, is this your conclusion or is that what the police report said? If it's on the police report that it was the other person's fault you can fight it to some degree. I would call them back and hopefully you get another Rep, and act as if this is your 1st time calling. If you get different info that is in your favor, then bring it up that you were told differently and give them the person's name you spoke to (if you wrote it down). If you're given the same info as before, ask why that is their policy and what you can do about it. It could be too that person had a limited amount of insurance and maybe what the claim is for isn't covered. The only other thing I can think of is, it's a brief of confidentiality if they give out this info to you and instead it has to be done thru your and the other person's ins. companies, not thru you and the other ins. company. But they should have told you this and you didn't mention that. It really should be handled thru the ins. companies tho and you might need to hound yours til they do their job and get you paid. If however the police report doesn't say exactly who was at fault and just what happened, it's up to the person who hit you's ins. company to determine they were at fault. If the proof isn't there, there's really not much you can do.
Good Luck, I hope it works out for you.
2006-12-28 12:30:06 · answer #2 · answered by aweety69 4 · 0⤊ 1⤋
Doesn't make any difference what their policy is. If you are covered with colission on your vehicle, and you are having a problem with the at fault drivers Insurance co., Your Ins. Co takes care of the claim , using your coverage> AND THEN they Will collect it back from the at fault drivers Ins co. Unless you live in a state that has a no fault Ins Rule,In which case each is responsible. Help is on the way { see your Ins Co] and don't Deal with Ceico.
Even if there is nothing paid by either Co the at fault driver is legually responsable for all damage to you , the auto, and occupants , if any.
2006-12-28 12:42:32 · answer #3 · answered by EL-BRAY 3 · 0⤊ 1⤋
Yup...that is a well documented fact. Cute little lizard but there are a few people you need to keep close (as in a neighborhood office with someone you see face to face) these people are 1: Insurance agent, 2:Accountant (Income tax preparer that will be the same person every time you visit), 3: Attorney, 4: Investment adviser. Stay away from anything offered on the internet for these services. Try searching that insurance company on the internet and adding the word "problems" after it.
2006-12-28 12:31:52 · answer #4 · answered by Anonymous · 0⤊ 2⤋
Have you even bothered to ask them why? Could be that there are circumstances that put you at fault or contributing to fault. In many states they have the right to deny payment based on this. Just call them up and ASK them to explain why they have denied liability. If they can't explain it ask for a manager to explain it. They have NO logical reason to deny payment if they owe it.
2006-12-28 13:40:31 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Appearently, through the evidence they have gathered, they do not see their driver at fault.
2006-12-28 12:11:16 · answer #6 · answered by Anonymous · 0⤊ 1⤋
you can check with with your dept. of ins. in your state. you can also check the bbb. also check to see if they are licensed in your
2006-12-28 12:12:54 · answer #7 · answered by RED WHITE AND BLUE 4 · 0⤊ 1⤋
not heard of any yet
2006-12-31 12:58:19 · answer #8 · answered by jerry 7 · 0⤊ 0⤋