for personal injury if pain and suffering from a car accident claim even if I haven't seen a doctor?The accident happened 2 days ago but I don't have medical insurance but I've been waking up with alot of stiffness and pain throughout my neck and back.What should I do?I'm in Texas,by the way.
2006-12-28 03:15:22 · 8 answers · asked by missraynell07 1 in Cars & Transportation ➔ Insurance & Registration
haha again.. i have to laugh at all the people that tell you to go running to a lawyer when you havent even called your insurance yet... i CANT emphasis enough the pleasure i get daily seeing claims that i would have offered a few thousand to settle running off to a lawyer and ending up with a few hundred- 99% OF THE TIME LAWYERS DONT GET YOU MORE.
As far as your alleged "pain and suffering"- insurance companies DONT owe you a settlement unless you are permenantly injured. its been two days- your stiff.
If your so injured that its painful and your suffering- see a doctor- the at fault parties insurance will cover that. They may even throw 500 bucks at you to make you go away and settle. You didnt win the lottery.
2006-12-28 05:12:01 · answer #1 · answered by Anonymous · 0⤊ 0⤋
I think you mean FILE a claim... the other person will receive it.
Go see a doctor first. It is better that you be healthy first and tehn dealing with your finances. If you are hurt then file a claim with the other persons insurance carrier. (You should have at least a year and some states (I don't know about Texas) give you two.
After you see a physician you shoujld see a lawyer and he/she can help you file a claim for damages.
You didn't say if you were driving. If you were, you should also have contacted your insurance company to find out if they will help you with any claim against the other company. If you were a passenger in a car, then you need to contact the insurance company of the driver of the car you were in as well as the other party's insurace company.
Buried among all of that will be a way for you to receive medical care
2006-12-28 03:32:08 · answer #2 · answered by ca_surveyor 7 · 0⤊ 0⤋
File the claim, no matter what. And file a claim with the insurance company of the driver of the car you were in... they should subrogate against the other insurance company. And if you don't have medical insurance, don't worry. There are doctors out there that understand how an accident works and will bill you for their services instead of making you pay up front. And when you get the bills, fax them into the other person's insurance company, and they should send you a check to pay for it. I'm an insurance agent in Arizona, and was just recently hit by a drunk driver. All my doctors worked with me, as they understood I shouldn't be the one paying for the bills. Call around to different doctors located in your area.
Hope that helps a bit.
2006-12-28 03:48:57 · answer #3 · answered by cheezee02 2 · 0⤊ 0⤋
Yes it is. If you don't have medical insurance and the accident wasn't your fault, I advise going to see a personal injury attorney. They will listen to your case and if they take it they will tell you to go to a clinic. It is always better for you to pick your own clinic, not for them to send you to one. This is possible so long as the clinic accepts LOP's (Letters of Protection). This is a document sent from the attorney to the clinic stating you are their client and they will respond to any of the cost. Most clinics accept this as when you do recieve your settlement the attorney gets 33%, the clinic gets 33% and you get 33%. Good luck with your claim.
2006-12-28 03:47:09 · answer #4 · answered by Che 2 · 0⤊ 0⤋
Usually there is a two year statute on civil-insurance related claims, also depends on what state you are in. Good luck
2006-12-28 03:24:01 · answer #5 · answered by wjk31092 2 · 0⤊ 0⤋
See the doctor
2006-12-31 23:53:51 · answer #6 · answered by mjk 2 · 0⤊ 0⤋
See a lawyer. Go to a doctor. If you work, tell your boss, and don't go to work.
If fault was not yours, you probably have a good, legal claim.
2006-12-28 03:24:39 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Dont go to the doctor first... call a lawyer first. They will tell you what to do.
2006-12-28 03:49:19 · answer #8 · answered by NY1Krr 4 · 0⤊ 0⤋