I was told in the consultation that my insurance can only cover 80% of my removal of my 4 wisdoms teeth. It will be $1,500 to remove my wisdoms and the insurance can only cover $1,200 according to them, the surgeon. And the rest $300 i have to pay.
I wanted to know if this is true with other surgeons if i was to go to other places.
Insurance doesnt cover the whole %100??
Is this true??
2006-12-27 16:03:00 · 4 answers · asked by Ed Flowers 1 in Health ➔ Dental
What you found out is true. Unless of course, you see a 'preferred provider' (a contracted dentist with your insurance company). Keep in mind that dental insurance is only meant to 'help cover the costs'. Most insurance policies will cover 100% for preventive, 80% for basic services (fillings, extractions, root canals) and 50% for major services (crowns, bridges, dentures). All of these are usually based on UCR (usual, customary, and reasonable) for the area you live in.
2006-12-27 16:14:13 · answer #1 · answered by the_2thfairie 2 · 0⤊ 0⤋
yes it is
it also depends on the type of dental office you go to.
your plan will have a list of preferred dentists. Call them up and ask if any of them will use your insurance to cover 100% of the cost
2006-12-28 00:05:44 · answer #2 · answered by Raul 4 · 0⤊ 0⤋
That's a very common insurance practice. My son just had his removed and his co-pay was just over $500.00 with 80%coverage.
2006-12-28 00:06:49 · answer #3 · answered by justme 6 · 0⤊ 0⤋
This Might Help...
http://NeedHealthBenefits.onesimplecard.com ~ Can save you up to 80% on all your dental work. Can be used with or without dental insurance.
Good luck.
2006-12-28 01:06:37 · answer #4 · answered by Legitwork2007 2 · 0⤊ 0⤋