The one I want to get her costs a tremendous amount of money and is from Tiffanys. Does Tiffanys offer financing? If not, are there any other places I can obtain financing for the ring? Also, if Tiffanys only accepts payment all at once at the time of purchase, can I pay using like 3 or 4 credit cards dividing the total payment up amongst the different cards?
Any other creative ideas on how I can pay for this damn ring...I'm having second thoughts...single life was good......HELP!!!!!!!!
2006-12-27 07:58:14 · 19 answers · asked by orzoff 4 in Family & Relationships ➔ Weddings
Yes thank you....I understand i can always buy from a less expensive jewler...however, my question is how can i finance a tiffanys ring...she wants one and I really want to make her happy...if i can't afford it then i can't afford it...but i would really like to explore all the possible ways that i can get her one in the little blue box...so please don't lecture me about starting off on the wrong foot....thank you.
2006-12-27 08:04:24 · update #1
Please don't lecture me about needing to grow-up before I propose (Amy M.)....I'm 43 years old for god's sake....if I haven't grown-up yet it just isn't gonna happen.
2006-12-27 09:27:02 · update #2
Loans... from the bank. If you can't get that and you are a student Sallie Mae lets you get loans up to 140k. Can you get a credit card that the ring can fit on? Is the ring maybe 5-10k? bc a lot of credit cards have a limit this high if not higher. I don't know if Tiffany has a payment plan, but if they don't and these don't work out for you then tell your gf that its either a cheaper ring, or waiting a few years to get it.
2006-12-27 08:02:54 · answer #1 · answered by Anonymous · 0⤊ 2⤋
Some places offer a 12 months same as cash, but if you don't pay it off by then, all the interest that has been deferred for those 12 months will be billed to you if the balance has not been paid in full by the time the promotion ends. Also, some stores can help you custom make a ring, which may be an option for you at a different jewelry store, which may or may not cut down on the cost. So if there is a particular style you like at Tiffany's this could be the route to go. I found some styles that look quite similar to those from Tiffany, and others that were much nicer looking too. I think of Tiffany's as a brand name. Sure their products look great and are way expensive, but you can get just as good of a ring at other jewelry stores. And it can be a little easier on the wallet too.
UPDATED:
I don't know what it is about that little teal box that drives girls crazy! But I will admit, I'd love something from Tiffany's too. What you could do as an alternative is to buy an engagement ring you can afford from someplace (maybe not Tiffany's) and then for a wedding present to her you could get her something like a necklace or earrings from Tiffany's. That way she'll have her Tiffany's jewelry and you'll be happy because she is happy. lol
2006-12-27 08:29:44 · answer #2 · answered by fallencupid79 5 · 0⤊ 0⤋
Your girlfriend may want a ridiculously priced ring. However, when a man proposes the traditional rule is that the engagement ring should cost 3 months salary. Figure out how much you make in 3 months - that's the appropriate amount you should spend on the ring. If she wants something more than that and you want to get it for her, then she'll have to wait. But personally, I think most women would prefer to get a slightly smaller ring and to get engaged sooner rather than wait months or years longer to get their dream ring. Marrying your soul mate is the dream come true, not a ring.
Also, many young couples are foregoing the whole engagement ring thing. I opted not to have one. Instead, I asked my husband to put the money towards getting a nice wedding band instead. (I have a ring that my parents gave me when I graduated from college which I always wear on my right hand, and I never take it off - so I didn't really want another ring to replace it anyway.)
2006-12-27 08:28:21 · answer #3 · answered by Anonymous · 2⤊ 0⤋
Not paying for the ring. I think that there is a gross miscommunication issue here...and maybe you should have made that very clear (that can be a big decision, and if you were really into the relationship, then you would've known what she wanted to start with)...and this wouldn't be an issue. I think you are a little over the top to break up, call the cops and be all dramatized when you were the one who told her she could do it....If you felt 'hen-pecked' then why didn't you end it before it got to this point? Sounds like you were looking for an out anyways.
2016-03-13 22:33:17 · answer #4 · answered by Anonymous · 0⤊ 0⤋
You are going to end up resenting her by extension if you go into that amount of debt. Please talk to her about this, and be as honest as possible.
If she can not get over the brand name, I urge you to rethink a girl who cares more for the name on the box than what the ring itself represents. If this doesn't matter to you, than I would recommend waiting... save up at least a large chunk of the money, and then purchase. You will save a lot of interest, and be much happier.
As always, act maturely. Credit is not always the way to go, and this could really hurt your credit rating later when you look to buy a house, or some other major purchase. I know, seems silly, but trust me, it's these types of decisions that make or break a bank's confidence.
2006-12-27 08:09:28 · answer #5 · answered by shaclare 2 · 3⤊ 0⤋
I say if you can not afford the ring...that is pay with debit card or cash DO NOT BUY it. You do not want to be paying on that ring forever. I would rather wait to get my ring than find out that my boyfriend is still paying on it. I think you need to sit down and talk to her about the whole ring thing. Even try having one custom made. Take the Tiffany design to a jeweler and see what they can make it for! Good luck but getting engaged should not be this hard.
2006-12-27 08:07:39 · answer #6 · answered by lizzy 5 · 1⤊ 1⤋
Sweetheart, you need to go to Zale's or a department store and get her a ring. Sounds like you don't have Tiffany money. Why would you start off on the wrong foot? If you are going to get married soon, you are gonna have to start making wise decisions...especially as man of the house. If you can't afford it...don't buy it. Get something nice and less expensive.
2006-12-27 08:00:40 · answer #7 · answered by Cream4life 2 · 3⤊ 1⤋
you could try taking it to an independent jeweler and asking them if they can replicate the ring for a lower cost. If you want to buy it from tiffany's you should just go there or call them and ask them this question, they can probably give you the best answer.
2006-12-27 11:10:12 · answer #8 · answered by Anonymous · 1⤊ 0⤋
At 43, you should have been saving for this. You should only be buying what you can afford; it's totally silly to go into debt over something like a piece of jewellery.
2006-12-27 10:23:40 · answer #9 · answered by Lydia 7 · 2⤊ 1⤋
I just got engaged this last weekend and kept telling my boyfriend that I wanted an expensive and big ring. Well in reality you do not want to pay on it forever and make it put you in debt. The thing that I realized that was special about my ring was he picked it out and it is not all about the money and the expensive rings, it is about our relationship. It sounds like you two need to grow up a little bit before you propose to her, good luck!
2006-12-27 08:27:01 · answer #10 · answered by amy m 1 · 1⤊ 3⤋