I live in silicon valley in california, one of the most expensive places to live, so money is always low for us. Well me and my friend have both moved out of your parents house and into our own apartments. We're in our 20's and in school. Anyways neither of us had money for furniture and we didnt want hand outs from our parents so we both got living room sets including big screen tv's from rent a center. Each week my payment is $140, hers was about the same. her debit card was stolen, she got a new one but never told rent a center about it, they called her almost everyday for payment for about 3 months but have stopped calling its been about 8 months since she last paid. ive talked to other ppl and they said they have done the same and rent a center dosnt do anything about it. she's checked her credit and nothin has been reported. now im so jealous and tempted to do the same, but just cant beleive that nothing happens. has anyone done this before.
2006-12-26 18:20:53 · 12 answers · asked by Anonymous in Family & Relationships ➔ Family
I just dont get how rent a center can afford not to sue ppl, or report to the credit agencys or do anykind of follow up for non payment, they would be loosing out on hundreds or thousands of $$ from ppl keeping the furniture!!
2006-12-26 18:23:13 · update #1
do not take the chance. do not ruin your credit. take care of it!! it is almost like your life. so be good. make good decisions. pay what you owe.
ps: i also live there, and i'm a college student too, so i know where you are coming from. but do not take the chance. credit is important!!
2006-12-26 19:27:36 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Why would you take the chance? You could try it but then you could also be the one they choose to make an example out of and implement harsher policies.
Dont block your blessings trying to get over on people because in the long run, it will come back on you but in a much worst way. Besides, guilt is not an easy thing to live with.
2006-12-26 18:24:35 · answer #2 · answered by â¤??? ?å???? 4 · 1⤊ 0⤋
It may seem that they are not doing anything, but the fact is they will report you to the credit bureau. So, the next time you apply for credit, you will not get it because you will have a delinquent account.
2006-12-26 18:29:13 · answer #3 · answered by anobangtanong 3 · 0⤊ 0⤋
i know lots of people who got away with the stuff but its on their credit reports and me i would be 2 scared 2 take the chance
2006-12-26 19:36:17 · answer #4 · answered by ? 5 · 0⤊ 0⤋
I am positive it will be on her credit. Sometimes it takes up to six months to be on there. Be smart and don't do as your friend. She is ruining her credit by not paying. Shame on her for that. She will get what she deserves, and so will you, if you do that too!
2006-12-27 03:55:55 · answer #5 · answered by sshhmmee2000 6 · 0⤊ 0⤋
I wouldn't do this it wil ruin your credit if not now later. and they do come after the stuff this happened to a friend of mine. and now they can't get anything. It will come back to haunt you later. and it will be 2 fold ( worse).
2006-12-26 18:30:53 · answer #6 · answered by Wendy 2 · 0⤊ 0⤋
Don't believe all that you hear. I know people who have had that kind of stuff repoed and bad credit reports.
2006-12-26 18:27:52 · answer #7 · answered by autoteach 1 · 0⤊ 0⤋
they will come and take your things away. and then you will be in debt. don't do this. you are young, and it will mess up your credit. don't get any credit cards.
2006-12-26 18:24:06 · answer #8 · answered by Anonymous · 0⤊ 0⤋
that's not always the case don't mess up your credit
2006-12-26 18:23:56 · answer #9 · answered by Banks 2 · 0⤊ 0⤋
first off you never lived in my parents house also KARMA KARMA KARMA KARMA!!!!!!!!!!! Remember nothing is ever free!
2006-12-26 18:24:30 · answer #10 · answered by caralinar 3 · 0⤊ 0⤋