can a family that makes about 70 k a year get financial aid for college?

Question

any ideas?

Answer 1

I recommend applying for need based financial aid from the college along with the federal and state governments by filing the FAFSA form. It is based on family resources and income. It can tap into grants and student loans along with the federal work study program. For the fall semester or quarter, the form becomes available January 1. However, there is more sources out there to find help for college money.

First, go to the high school guidance office if a current high school student. There is a list of local scholarships.

Second, check with the college's financial aid office and website. They have a list of private scholarships available from outside organizations and companies. Sometimes, a college major's website will list some, too.

Third, the public library has a scholarship list book. It will list some scholarships not even listed on the web.

Finally, join several free membership scholarship search websites. Most are updated on a regular basis. Most offer a customized search based on the information that you enter into a form on its website. There are scholarships for a variety of things including wearing duct tape to the prom.

Good luck!

Answer 2

Well, I know that my community college that I went to had it cut off around $30,000 or $ 40,000 for a family of four. I know this is a huge difference between the two, but when you make 10K a year, 30K is a LOT of money! It depends on how big your family is. It depends on what kind of college you go to. I also depends on it if you are a freshman or a junior or senior. If you are talking about loans, the more credits you have, the more money you are offered .You don't have to take the full amount. If you are talking about a grant-good luck. Unless you have a family of 7 or 8, you may qualify for a grant. California has a Cal grant A, B,C. One of them is based on grades. Depending on where you live, your state may have the same type of thing. I always had Cal grant C and the Pell Grant. Your financial aid office will be able to assist you with this. You also need to see if you qualify for the fee waiver. I think at a 4 year college there is no Pell Grant. Try to get scholarships if you don't qualify for financial aid with your school. Do you know if you are an independant student or a dependant student? A dependant student is supported by parents or guardian and is cliamed on a W-2. An independant student (such as I) is not claimed on parents W-2 as a dependant. It depends on your age and all of these other factors. fastweb will be a useful tool in financial aid. You can fill out your profile and it will link you with scholarships based on your profile. Good luck

Answer 3

If you live with parents the only financial aid you might get would be TAP it may not be enough as for the rest of finacial aid the answer is no because they feel that your family makes too much money and you will have to apply for loans I worked for Mercy College in the Student Finacial Aid Services Dpt

Answer 4

Yes - loans, grants and scholarships. Talk to an admissions representative at the college you hope to attend and be honest about your financial situation. They will know when they see the FAFSA report how much the parents make, but you can offer additional insights into any home situation that may impact their decision on aid. The number of dependents in the home, how expensive housing is ($70K for a family in some areas does not go far), any special needs of the family or medical expenses, etc... all impact the type of financial aid package your school puts together for you. My school lets you know relatively immediately your financial aid award. We are sensitive to the needs of students in this type of tax bracket, who often get lost in school aid packages. I imagine most other colleges do the same.

Good grades, a specific talent, major, or athletic ability will all help in getting scholarships as well. Apply for every scholarship you can find - make sure the school knows you want to be considered for private scholarships through them as well. It often requires a separate application letter for different scholarships, but can be well worth it.

Good luck!

Answer 5

They cannot get need-based aid, but if the student has a creditworthy co-signer they can get loans. The student also might qualify for merit based aid.

Answer 6

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Answer 7

same perhaps but not full financial aid.