i was an auto acciden, i was the passenger and the driver told me his insurance had lasped?

Question

His aunt told me she had it on his now lasp,but she does have it on hers. What are my options??????

Answer 1

first off, you don't have to run and get a lawyer so fast like so many have pushed you toward already. The situation is not that complicated, it'll just take a bit more understanding of the situation. You can try to sort it out yourself with some patience. If you try and it's not going well, you can always get a lawyer later but keep in mind, you could potentially end up suing your friend.
As a passenger in a vehicle, you're obviously not a fault in the accident unless you grabbed the wheel or some other act like that. Assuming that's not the case, the first thing we'll sort out is who pays your medical bills. Since the car you're in is not insured, you will have to turn in a claim with your auto insurance to have your bills paid under your Personal Injury Protection (PIP) or medical payments coverage. (MPC). Which of these it is depends on what state the accident occurred in.
The next thing to sort out is who is at fault in the loss. If it's 100% the other driver's fault, you would collect your damages in full from that driver. Your insurance still pays your bills though. In some states, your insurance company can subrogate, or collect back, what they've paid in medical bills on your behalf.
If your friend is at fault, you will need to let your insurance company know of your intention to file a Uninsured Motorist (UM) claim under your policy as well. If the fault is shared between the two drivers, neither driver's negligence can be imputed to you as a passenger. For example, if your friend in 70% at fault and the other is 30%, you would collect 70% from the UM coverage and 30% from the other driver's insurance.

Good luck

Answer 2

First off- you are not giving nearly enough information. Was the driver of the vehicle you were in at fault for the accident? Im going to assume yes.

Next, depending on your state- your own auto insurance may be responsible for your medicals or the at fault drivers may be at fault. Im going to ASSUME (again b/c i dont have the information) that in your state the at fault driver covers.

If the at fault driver is responsible for injuries and has no insurance your only alternative will be to sue them personally for damages in small claims court. I am assuming by the misspelled words and phrasing of your question that the driver is young and has no assets. In this case- you will likely waste your time sueing them for money.

I would suggest you call your own insurance (if you do not have any- try a household members) and ask them how you should proceed in your state

Answer 3

If you are a passenger in an accident with a vehicle that was at fault you wouldn't be covered anyway. The only exception is if they carried medical coverage. If you have car insurance and have medical coverage on your policy (this coverage may be called different things in different states) that your insurance will cover you. This insurance is usually a set amount of money like $5,000 or $10,000 dollars. Check with your insurance agent to see if you have this coverage and if not, add it on. It can be as little as $3 a month. Hope this helps and you're feeling better!!

Answer 4

you're able to sue the guy with out coverage because of the fact they could be to blame and as for the airbag.......the vehicle could have had to been hit lifeless center for them to place in.......

Answer 5

Get a lawyer. You may have to sue to get compensation.

Answer 6

Take him to small claims court!!

Answer 7

contact a lawyer, your buddy is trying to leave you high and dry.