2006-12-24 05:55:37 · 5 answers · asked by Anonymous in Business & Finance ➔ Credit
Go to any LOCAL credit union and they can beat that interest rate with a BASEBALL BAT, assuming your current FICO score is truly 670!
And by the way, NEVER sign a car note with a 20% interest rate unless you enjoy being "upside-down" in your car loan before you EVEN LEAVE the LOT!
2006-12-25 01:29:23 · answer #1 · answered by DaMan 5 · 0⤊ 0⤋
20% or even 15% is pretty high for a car loan at present interest rate levels. Probably any bank is good for a refi to better rates for you, but watch out for early payment penalties and financing fees, which may make a refi unprofitable for you even at that rate. Try looking at a neutral site like http://refinance-and-loans.com/ for information or maybe some state-specific information.
2006-12-27 02:08:39 · answer #2 · answered by LostAgain? 2 · 0⤊ 0⤋
Go to your bank or credit union. If you don't have one go to any local bank and they can get you a rate WAY BETTER THAN 20%!
You would probably qualify for under 10%
2006-12-24 13:57:47 · answer #3 · answered by Anonymous · 0⤊ 0⤋
RUN DONT WALK GO TO UR BANK OR APPLY TO REFINANCE WITH A REPUTABLE REFINANCE COMPANY UR CREDIT SCORE WILL LOWER THAT INTEREST ALOT!
2006-12-24 14:19:56 · answer #4 · answered by bodacious baby 7 · 0⤊ 0⤋
Go to HSBC AUTO
2006-12-24 13:59:55 · answer #5 · answered by vsweety 5 · 0⤊ 0⤋