My purchase was @29.99, tendered a $20.00 Reward Certificate good at any Sears or K Mart. They accepted the certificate and refused to take cash for the difference, insisted it must be charged to the Sears credit card. I thought Legal Tender must be accepted always. Am I wrong?
2006-12-22 11:19:52 · 20 answers · asked by Anonymous in Business & Finance ➔ Credit
I do not believe they can do that unless the certificate could only be used in conjunction with the card.
2006-12-22 11:22:14 · answer #1 · answered by gottabuylots 3 · 2⤊ 0⤋
I thought so also...was there any conditions at the bottom of the certificate that said any purchase over the amount stated must be charged to your Sears charge card? I would not think that would be the case but its always possible....they are always putting those conditions on stuff anymore you have to read all this little printed stuff on the darn things. Hope this helps. Merry Christmas and Happy New Year
2006-12-22 11:24:13 · answer #2 · answered by Anonymous · 1⤊ 0⤋
It depends on the so-called fine print on the certificate that you used as part of the purchase payment.
If it specifically says that you must use a Sears credit card to make the transaction, then yes.
I recently received a coupon in the mail from JC Penny that required me to use the $10 credit coupoin with a Mastercard to make the purchase. So, yes, some stores may have policies in conjuction with special incentives that they make available to consumers.
2006-12-25 14:11:52 · answer #3 · answered by pagamenews 7 · 1⤊ 0⤋
If it was all cash I am pretty sure they have to take it but being that theres also a "Reward Certificate" who knows. Whats this world coming to? There always has to be a catch or some kinda of obsticle to a simple purchase. I would assume they have a policy for u to use the credit card so they can collect the intrest. I
think its BS
2006-12-22 12:02:02 · answer #4 · answered by greeneyepit 2 · 0⤊ 1⤋
No, I always use cash at K-Mart. Tell the cashier you do NOT have a Sears card (even if you have one say you don't) and you are paying cash. If they refuse, ask for the store manager. Repeat to the store manger, you do not have a Sears card and you do not want a Sears card.
2006-12-22 11:22:40 · answer #5 · answered by newyorkgal71 7 · 1⤊ 0⤋
Wow that's really weird! I can't imagine them not wanting to take yoru money. Unless there was some pre-set regulation on the reward certificate, I see no reason why they shouldn't have taken your cash. I hope you decided not to buy it! But check the fine print on the reward certificate - perhaps it was only good towards a credit card purchase???
2006-12-22 11:22:43 · answer #6 · answered by Anonymous · 1⤊ 0⤋
Those reward certificates are like a coupon and an incentive to keep using your very high interest Sears card. They hope that you will run up a balance and let it ride so they can more than make that money back in interest.
2006-12-22 11:24:17 · answer #7 · answered by ramman 4 · 2⤊ 0⤋
Cash is "Legal tender for all DEBTS, public and private". There is no debt in this case. Bussiness CAN determine what forms of payment they will accept. My source is the United States Treasury Department's answer to a similar question. That is the most authoritative source you can ask for.
2006-12-22 13:12:36 · answer #8 · answered by STEVEN F 7 · 0⤊ 0⤋
Any normal store will accept cash for the difference between what a reward certificate offers and the sum of the purchase.
The key word here is "normal"....
2006-12-22 11:23:52 · answer #9 · answered by My Evil Twin 7 · 0⤊ 0⤋
They cannot refuse legal tender. I think you would either have to pay the full amount in cash though, there might be some catch trying to use the Reward certificate-read the fine print on its use. If not report them as it is a federal offence to refuse legal tender.
2006-12-22 11:23:35 · answer #10 · answered by graeme1944 5 · 2⤊ 1⤋