Please advise me, how to handle the annoying phone call.
2006-12-21 13:59:19 · 4 answers · asked by Hank 4 in Business & Finance ➔ Credit
Unfortunately you can not stop the calls. The best thing to do is to make yourself get on a schedule where you are paying those bills 2 weeks in advance and you will never have a call again. The reason that I say 2 weeks in advance is because it gives you a chance to follow up to verify that payment have been recieved and would put you in a better light with that creditor. Even though you may make your payments before a 30 window has passed, it may hinder you if you need that creditor assistance in the future, for example, if your car payment is with a lender where they have to constantly call you because your payment is consistantly passed 2 weeks. It will never reflect on your credit that you have been consistantly over 2 weeks late because it only track reports of 30 days and more but if you have to go back to that lender, chances are they will deny you credit because of the trouble that they had with you in the pass. You may have a 700 beacon score and a particular bank may have the best interest rate and that is the bank that you had the problem with. In that case they will deny you credit because of your pass with them. I hope that this will assist you in changing your paying habits, it will benifit you more by far in the long run and help you to have a less stressful day by not having to worry about annoying bill collector phone calls. Good luck.
2006-12-21 14:29:15 · answer #1 · answered by A Dub 2 · 0⤊ 0⤋
The only way to stop receiving the phone calls is to get caught up on your bills and always pay on time.
I know that it can be easier said than done but that is the ONLY way for them to stop unless you file bankruptcy
2006-12-21 14:29:46 · answer #2 · answered by Sunshine 2 · 0⤊ 0⤋
If you cannot get them caught up yourself, you might seek something like consumer credit counseling service (cccs) in your area. They can help you to set up payment schedules to your companies. You pay cccs and they pay for you on a schedule to the companies.
2006-12-21 14:46:35 · answer #3 · answered by colleend01 3 · 0⤊ 0⤋
Pay your bills on time and they will stop. It's just that simple.
2006-12-21 14:09:45 · answer #4 · answered by jkm65 2 · 0⤊ 0⤋