2006-12-21 13:56:44 · 7 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
Yes. Your cover is only covered for the duration of the policy
2006-12-21 14:04:41 · answer #1 · answered by swiftgfc 2 · 1⤊ 0⤋
£20 a year for noclaims protection ? My quotes for protection usually add an extra £60 to £80 to my premium.
I've never taken the protection... partly because I was told they still jack your premium up if you've been involved in a incident/claim.. but I don't know how true that is.
What I have done is taken my Legal Insurance Protection out with a different insurer (RAC at £25) - instead of an add-on to my car insurance policy. Therefore if I'm involved in a incident which isn't my fault, I'll be going straight through that policy and bypass telling insurer - to recover my costs from the party at fault via solicitors and paid for by Legal Insurance Protection.
After all .... its a no-claims discount. It doesn't mean "no-blame". Even if your not at fault in an incident the car insurers can jack your premium up for next time.
2006-12-21 22:57:16 · answer #2 · answered by Joe Bloggs 4 · 0⤊ 1⤋
Most of these protected bonus are a take on, if you have an accident your no claims discount is protected ok, BUT they estimate you as a higher risk and increase your basic insurance which works out the same as if you have lost your no claim discount
2006-12-22 17:08:55 · answer #3 · answered by Anonymous · 0⤊ 0⤋
You don't have to, but if you don't your no claims bonus won't be protected. You pay a little extra each year, to protect it one year at a time.
2006-12-22 08:54:35 · answer #4 · answered by Neil 7 · 0⤊ 0⤋
as i understand it the cost of it is built into the policy .. if i was you i would keep it like that ..if you take out a policy without protection and you had a minor mishap the cost for the following year will be far higher than what you saved..you know whats sods law dictates ..so beware
2006-12-22 13:38:39 · answer #5 · answered by boy boy 7 · 0⤊ 0⤋
I am afraid so. It is usually around about £20 per year. Worth the money I recon. Have you had a quote from Tesco.com They are very competitive.
2006-12-21 22:04:38 · answer #6 · answered by Anonymous · 0⤊ 0⤋
'fraid so. Shouldn't cost much more though, I'd guess?
Probably good value for money if some muppet ruins your motor one day...
2006-12-21 22:09:51 · answer #7 · answered by mr_carburettor 3 · 0⤊ 0⤋