2006-12-21 12:16:02 · 11 answers · asked by nathan l 1 in Cars & Transportation ➔ Insurance & Registration
somehow the insurance company jus didnt add the conviction on it a year ago and a year has past and I now have a ncb certificate can I jus change insurance company and say I have 1 year ncb and conviction?
2006-12-21 13:41:21 · update #1
Your NCB should be the least of your worries. By not declaring everything, your whole insurance cover is invalid. You are best to call them up and clarify or start again with a different insurance company and this time, tell them you have a conviction. If you ever have an accident, you could be prosecuted for not havng valid insurance.
2006-12-21 12:32:44 · answer #1 · answered by beanie 5 · 1⤊ 0⤋
It's up to you to make sure your details are 100% correct before you sign. If your conviction was on your signed application and they forgot it you're probably insured. If you conveniently forgot it you're not. Company may pay out 3rd party, but will chase you for the money, and put you on an insurers black list
2006-12-22 04:58:47 · answer #2 · answered by The original Peter G 7 · 0⤊ 0⤋
You need to tell your insurance company every thing or they won't pay out if you have an accident.
At the end of the year they will check your details again to renew your policy and find out from the DVLA.
2006-12-29 15:55:16 · answer #3 · answered by Angry short bloke 2 · 0⤊ 0⤋
Tell the whole truth. If they find out (and they will if you claim), you're on your own buddy!
Making a false statement invalidates your cover. You could be prosecuted for having no insurance
2006-12-22 04:01:14 · answer #4 · answered by champer 7 · 0⤊ 0⤋
No, your whole insurance will be invalid. They won't pay out if you have an accident and you can be prosecuted for driving without valid insurance.
2006-12-21 20:24:08 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Dey tak monies den wen yu claim dey find all abut conviction and no pay, dey Barstaff al is.
2006-12-21 21:42:36 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Whatever,you will need to get it sorted out,otherwise you could end up not being insured at-all.
2006-12-22 08:26:06 · answer #7 · answered by bike1942 2 · 0⤊ 0⤋
you are on dodgey ground here youhave to be totally open re convictions, did you orginally declare it on your application ,if you did then they may be ok but if not then you could have a problem,
Which will be worse if you do not speak to them and get it sorted
2006-12-22 07:39:17 · answer #8 · answered by The Fat Controller 5 · 0⤊ 0⤋
No - as your original declaration will be deemed false and make the policy Void - so it will be cancelled.
2006-12-21 20:28:34 · answer #9 · answered by Tony A 1 · 0⤊ 0⤋
if you don't tell and something happens i hope not they would validate insurance i think
2006-12-22 11:37:41 · answer #10 · answered by c5 4 · 0⤊ 0⤋