2006-12-21 05:19:16 · 11 answers · asked by david a 1 in Business & Finance ➔ Credit
You go to http://www.annualcreditreport.com
This site is TOTALLY FREE and can give you credit report from the three credit agencies. It will not ask for your credit card. As long as you have a credit history, a SSN then you can get your credit report for free.
2006-12-21 05:21:21 · answer #1 · answered by imisidro 7 · 1⤊ 0⤋
One FREE way is to apply for a loan or credit card. If you get refused they will send you a letter in the mail stating that you have 30 days to request a report to show why they refused you credit. The report is free. It is not the same detailed credit history you would pay for, but it tells you if you have late pays or other credit blemishes, the date, and the company they were with.
2006-12-21 13:41:06 · answer #2 · answered by leahivan 2 · 0⤊ 0⤋
Go to your bank, and deposit at least $2000 into a savings account- if you haven't already got it there.
Then ask the bank for a loan against that $2000. You can pay it back over the next year, or the next six months, but make regular payments, and you will have established yourself as a good credit risk. They might even offer you one of their credit cards at the end of that time.
2006-12-21 13:30:15 · answer #3 · answered by Lion J 3 · 0⤊ 0⤋
Go to: http://www.freecreditreport.com/
It is a website the government forced the three credit reporting agencies to create. You can see your credit report for free once ever 12 months for each credit reporting agency.
2006-12-21 13:21:54 · answer #4 · answered by Ubiquity 2 · 0⤊ 0⤋
You are generally allowed to request your credit report annually without charge from the three major credit reporting companies. Experian, Equifax and and TransUnion.
Take a look at the FTC website on how to request your copy:
http://www.ftc.gov/bcp/conline/pubs/credit/freereports.htm
2006-12-21 13:23:18 · answer #5 · answered by Desiree W 2 · 0⤊ 0⤋
You are entitled to a free credit report each year from each of the credit bureaus.
This link tells you how to get them: http://www.credit-yourself.com/credit-report.html
2006-12-21 13:22:34 · answer #6 · answered by jbowler 3 · 0⤊ 0⤋
You don't have to have a credit card, per se. Expedia and the others keep a credit history on you all the same.
2006-12-21 13:20:58 · answer #7 · answered by Rvn 5 · 0⤊ 0⤋
You can contact the four major credit bureaus, Experian, Equifax and Trans Union, don't remember the other one name. They will provide you with any relevant info. needed. even your credit score.
By the way Citibank, who is very reputable offers a free trial period for you to view your credit report by all three major credit bureau for free, you even get to view your credit score for free. Try them and take advantage of the trial period. www.citicreditmonitoring.com. I tried them they were great, I was able to view everything for free while in trial.
2006-12-21 13:30:09 · answer #8 · answered by Lavvie 3 · 0⤊ 0⤋
Go to https://www.annualcreditreport.com/cra/index.jsp
This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.
AnnualCreditReport.com is the official site to help consumers to obtain their free credit report.
2006-12-21 13:25:41 · answer #9 · answered by statue 2 · 0⤊ 0⤋
u cant cheak it cause u dont have a credit card lol u havent had to pay anything back unless u ever took out a loan
2006-12-21 13:22:01 · answer #10 · answered by al 2 · 0⤊ 0⤋