Ok so i am 20 and i have 2 jobs. one rly good FT one that pays like 12 an hr and another PT job that pays 6 an hr. i love both of them and like the ppl i work with. but i am still not fully good with my bills. i am like ova whelmed with them and like i have to have my bf help out as well as my dad. but like these bills are not stupid bills..its med bills and loans and my car and cell. my car INS and health INS my rent and Credit cards. so i have been organizing but i still seem to have trouble..what do i do. i neva have $ for myself to do anything anymore. it all goes to those bills. what do i do so i can live life and not have to wry about them ???
2006-12-20 08:40:39 · 1 answers · asked by khester05 2 in Business & Finance ➔ Personal Finance
The first step is to make a budget.
For the long term, you best bet may be to quit your part-time job and go to school. $12/hr is good for someone your age without a degree. However chances are you will need a degree to get a good job that pays significantly more.
Would it be possible to work more hours at your full time job and quit your PT job? I think working 2 jobs is probably making you feel(accurately) that you do not have enough time. You may be increasing your spending based on feeling rushed(going out for lunch vs. brown bagging).
You are very smart to pay for health insurance even if it expensive. If you think your situation is bad no, imagine what it would be with uninsured medical bills.
2006-12-22 04:48:30 · answer #1 · answered by VATreasures 6 · 1⤊ 0⤋