what's the difference if a non-citizen person buys a house or property here in the states compared to?

Question

a citizen? is it easier to buy a house if you are a citizen or is it just the same?

Answer 1

Most working visa types have no restrictions on financing. There's numerous exceptions though, and you're pretty much out of luck if you happen to have diplomatic status.

But in general, as long as you have a valid visa and it can be reasonably assumed based on your INS paperwork that you'll be able to remain in the U.S. legally for the foreseeable future, you should be able to finance most mortgage products with no restrictions.

And of course assuming that you have created a credit history in the US, have income sufficient to qualify, etc...

Answer 2

the Government has no restrictions on the purchase of property by an alien. Mortgage companies do require documentation of legal status, credit history, (there may be an additional fee for foreign credit reports).
The primary obstacle to aliens is in selling, not buying. As a non-citizen, the IRS requires taxes be withheld from the profits of a sale to non-citizens.

Answer 3

No difference in terms of financing ararngements available to you. If you are currently resident in the US all you have to show are your INS docs...if not....you may be required to get a guarantor/co-maker who is a citizen/permanent resident residing in the U.S.