I cant afford to pay it back as one of those cash advances or payday loans and I dont have any credit please help!
2006-12-20 04:46:34 · 4 answers · asked by sadgrl26 1 in Business & Finance ➔ Personal Finance
I do have a job, but I am on maternity leave right now and am behind on some bills. Thanks everyone 4 ur help.
2006-12-20 05:07:21 · update #1
Mom & Dad? Credit Card? Credit Card Cash advance? Or a Credit Union.
Slainte,
-D
2006-12-20 04:51:03 · answer #1 · answered by chicagodan1974 4 · 0⤊ 0⤋
Beware what you planning to use this money for. If it is to pay off another creditor work out other payment options.
Yes goto the local credit union! They offer the best rates. If you have a job, it really helps.
Also note you will be losing money with interest, so I hope you spending the money well.
Second this will increase your credit rating a TON. Unless you miss a payment!!!! Ask them to setup it up that you can pay up to 5 days after your paycheck, and then pay them right after the pay day. Tell them this is what you are doing and they will set it up so that you will never be late as long as you pay right after payday.
Good luck
PS. NEVER use a PAYDAY LOAN PLACE they charge about 120% when you get done! Interest is figured on a year bases (APR) they charge 10-20% for less than a month. So times there fees by 12 and you get the real cost, because if your behind this month you will most likely fall behind next month.
2006-12-20 05:04:31 · answer #2 · answered by compgeekdotcom 2 · 0⤊ 0⤋
Given the % rates, you would owe $900 by the time you had to pay it back.
Lots of jobs out there, best to get one of those unless you like 250 lb guys coming to beat you up later for the $900.
2006-12-20 04:55:34 · answer #3 · answered by kate 7 · 0⤊ 0⤋
Compare rates free
2015-02-02 06:10:31 · answer #4 · answered by Shelli 1 · 0⤊ 0⤋