I just bought a lemon from a car dealership ?

Question

i had no warranty and i got so many problems and only had the car for two weeks. And the other day i just took it back and left it on the lot,but sense i had no warranty i know i cant get my money back i just wonder if this will affect my credit. I bought the car from a buy here pay here place and what is this lemon law all about can they help me with this situation since i didnt have a warranty.

Answer 1

It shouldn't affect your credit as hardly any buy here, pay here report to the credit bureaus. Most states have lemon laws, however, they usually apply only to new cars and problems that arise in the first year. Perhaps the only thing you could do is try and get them on fraud, but the only way you can do that is if you can prove that they knew the car had problems before they sold it to you. Good luck and I am sorry to hear about your car problems.

Answer 2

This is very state dependant.

Some states have lenom laws and some don't. A lemon law would require a car dealer to fix or take back a car with in a specified time period. My state has no lemon law.

It will affect your credit if they report it. They most likely will. If they auction it off they can charge you the difference between what you paid and what they sold it for and take you to collections.

There are only a few tricks that might have helped, it's probably too late sicne you've already dropped the car off.

1st vocabulary. When talking to them you want to use the term 'unwind the deal'

2nd report them to the better business beauru.

3rd most states car lots and dealers are regulated by the DMV. So you could use the approach that they need to let you out of the deal, you feel the car was miss represented. You will conceed any money you've paid but they undo the deal with no further claim on you. If they don't, tell them you are going to report them to the DMV. This usually catches them off guard. Most people say lawer or court. This gives the impression that you know what you are doing even though you don't. The DMV will probably go to the lot, check out the paper work etc. Everything will look ok, they will tell the dealer they thought everything was correct but.....while we are here we want to see this paper work, and that paper work. So while the DMV probably won't side with you they could find some other violation at the lot. So it's in the car dealers best interest to keep the DMV away.

Probably none of this will work but it's better then nothing.

Answer 3

Everyone here has offered some good points. As an automotive sales manager in Arkansas, here's what I can tell you about our state. 1. There is NO lemon law on pre-owned vehicles in our state. 2. There is no buyer's remorse clause allowing a grace period to bring the car back within a specified time, although many states have this law.

Here's some advice I can give you. As mentioned, many buy here pay here lots do NOT report credit. They do not want you to build your credit, because if you did, you would most likely go to a larger, higher quality dealership to buy your next car once your credit was rebuilt. Thus they would miss the opportunity of selling you your next vehicle. I would say more buy here pay here lots don't report credit than do.

That being said, you as their customer actually have a good amount of leverage. If your car is out of service, they realize the risk that you might get disgusted and quit paying. They only make money if you make your payments. So, rather than getting too terribly upset and not communicating with the dealer, try to use sugar instead of vinegar. I know it's difficult to do when you're having trouble with your vehicle. But I assure you the dealership wants you driving and happy with your vehicle. Since many of these lots do not report credit, they know many times a repossession from them will not affect your credit.

No one but your dealership can tell you if they report to the credit bureaus. But, whether they do or not, it is MUCH better that the dealership keeps you in the car and paying. Reposessions hurt the dealership financially, trust me!

I wish you the best. I hate to hear you're having car trouble around the Holidays. Take Care and good luck.

Answer 4

No warranty, no luck. Sorry.

Lemon laws only apply to new cars still under the manufacturer's warranty. The rules vary from state to state. Since yours is used and without warranty, they do NOT apply.

Yes, this will mess up your credit. It will be processed as a repo if the dealer reports credit to the bureaus. Not all "buy here, pay here" dealers make credit reports; that's your only hope of not trashing your credit.

Answer 5

sounds like you purchased a used car, so any lemon law would not apply to your purchase. car lots that do their own in-house financing usually do not report to credit bureaus. what i would do if the dealership either contacts you to remove the vehicle or they may even tow the vehicle to your house; then contact the dealership...some dealerships have implied warranties on their used cars (500 miles/ 15-days)...see what the general manager is willing to do (put you into a different vehicle or help you with the repairs)...if they are unwilling to do anything tell them you are going to contact your state's Better Business Bureau and the state's Attorney Generals office...you can go online and file a complaints against the dealership.

Answer 6

You cot what you paid for.Sorry my answer is to the point.I went out and brought a new car warranty and all. So happy ,When i\I got home looked at the interest rates,Took it back the next day to return it they told me You are in my house now when you buy from me it yours.I tried to get help from the B>B

Answer 7

that's been 9 months, it is your undertaking. in case you many times took the automobile back interior the 1st ninety days you have a case, at 9 months that's water decrease than the bridge. verify engine gentle won't come on for the crank shaft. If the crank shaft is toast the engine won't run in any respect or sound very undesirable if it does run. The crank shaft is between the severe factors of the engine. i haven't heard of a crank shaft going undesirable. The bearings on the crank shaft can pass undesirable, that is brought about be a loss of oil or very grimy oil. demands an entire rebuild of the engine to repair, it does not be well worth it - deliver the automobile to the scrap backyard and get a clean one. purchaser beware. by utilising the way - KIA autos suck, so do Hyundai and distinctly lots each and everything else made in Korea.

Answer 8

nope buy here pay here doesn't report to credit agencies usually
plus most states have a lemon law you might want to check into it and you would be able to get your money back if your state does

Answer 9

yes it will affect your credit.....especially if the car has a loan on it still. as to the lemon law.....sorry dude you bought the pile of sh1t....now you have to deal with it

Answer 10

u should have took it back within 3 days based on the lemon law here (memphis) they would had to fix it or give your money back or you would have had a case sorry..........start saving again or let people buy parts off of it u will gain some of your money back