I checked my credit score and it was "very bad" the only problem is i didnt cause my credit to go down the drain in fact on my credit report is says also know as...then it has some other name that ive never used in my life my question is what steps do i have to do to correct my credit or am i just screwed
2006-12-18 21:06:16 · 5 answers · asked by sweetstuff 1 in Business & Finance ➔ Credit
Contact the credit reporting agency that reported the other name, and dispute any items on the report that you believe are fraud. They will place a fraud alert, and share the alert and the dispute information with the other major reporting agencies. You should also contact the creditors who show fraudulent accounts, and follow their fraud investigation procedures, and contact the police and file a detailed police report. Make copies of the police report and forward to the reporting agency (who will share it with the others) and the creditors with the fraud accounts. This will get the fraudulent information removed from your credit file.
2006-12-18 23:18:05 · answer #1 · answered by RedSoxFan 4 · 0⤊ 0⤋
first just check all the facts before making any decisions. If you think that you have been misjudged as "Very bad" you can dispute the credit report. There are many options available to do this.
2006-12-22 06:31:16 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Contact the three major credit reporting agencies letting them know of their mistake in your credit report, and they should clear it up.
2006-12-19 05:11:11 · answer #3 · answered by Janice 10 7 · 0⤊ 0⤋
contact the credit bureaus and let them know about the mistake.
2006-12-22 23:30:41 · answer #4 · answered by luciousgreeneyedlady 5 · 0⤊ 0⤋
catch up on all your bills
2006-12-19 05:19:52 · answer #5 · answered by booge 6 · 0⤊ 1⤋