2006-12-15 06:54:06 · 8 answers · asked by duke0883 1 in Business & Finance ➔ Insurance
low cost won't be the best it seems, but check yourself
2006-12-16 23:15:19 · answer #1 · answered by Anonymous · 0⤊ 0⤋
In Illinois (and other states where available) I recommend Unicare Sound (available at www.thepolicyconnection - click on the Sound icon to run quotes, examine plan benefits and apply on-line).
Plan rates cost between $60 and $114 per month. So for as little as $720 per year, you have stability and coverage.
Here's my take on insurance for college students. University insurance - you walk off campus and you no longer qualify for college or your parent's insurance. If you are tested, diagnosed or treated with a condition while on school or parent's insurance, you now have a pre-existing condition. That could categorize you for a rate-up, exclusion rider, or worse uninsurable after graduation when you try to apply on your own, and you could be stuck paying out of pocket for your medical bills.
If you land a job and get on company insurance after college you're fine. But these days it seems landing the dream job comes after much job hunting and some transitioning.
I think it's best to cover yourself independently while attending college so you have continued coverage and won't get kicked off when you graduate. After all, graduates have worked hard. We should celebrate and treat them nice!
2006-12-15 18:13:40 · answer #2 · answered by KC www.thepolicyconnection.com 1 · 0⤊ 0⤋
Often your college will offer health plans have you checked with them? Also a lot of times your parents health plans will be able to cover you while you are still in college as long as you are in college. You could also look into getting a job with benefits....
Other than that I personally recommend blue cross/blue shield
2006-12-15 06:57:12 · answer #3 · answered by drewhack 3 · 0⤊ 0⤋
Delta Dental... Go to www.deltadental.com and check out the site... call to get more information or call 1800-448-3815 651-406-5900 thast minnesota delta dental but they can tranfer you to wher eyou live k
2006-12-15 06:56:46 · answer #4 · answered by No 2 · 0⤊ 0⤋
The insurance through your parents or through your school. Even if you have to pay for it, it would still be cheaper than going out on your own to get it.
2006-12-15 06:55:51 · answer #5 · answered by Drew P 4 · 0⤊ 0⤋
If you can stay on your parent's policy, that is the best.
If not, go to your school - almost every school offers a decent joint plan for full time students.
2006-12-16 00:40:52 · answer #6 · answered by jerry 5 · 0⤊ 0⤋
brush and floss, don't eat too much sugar
get checked once or twice a year
get fillings if you need em
2006-12-15 06:57:54 · answer #7 · answered by kurticus1024 7 · 0⤊ 0⤋
You can get a great plan here: http://www.everyonebenefits.com/LMota
2006-12-15 10:50:47 · answer #8 · answered by Anonymous · 0⤊ 0⤋