my car overheatted !! will my full coverage insurance policy cover the towing?

Question

i have state farm insurance

well to add:

my car is fixed!!!!! yes!!!!!!

and on my policy card it says towing but i dont know if only if i get in an accident or what????????????

Answer 1

yeah for about ten free miles i think

Answer 2

It is probably Not covered unless you took out optional towing coverage. The towing would only be covered if the vehicle was disabled from a covered accident or incident, not just from a mechanical breakdown.
Lone Wolf - KY
Licensed Claims Adjuster

Answer 3

With most companies towing, or a roadside assistance coverage is an optional coverage offered to you by your insurance company and not included in your "full coverage." The only time your insurance company "owes" you a tow is if your vehicle is disabled because of an accident.

Answer 4

Overheating is not an insured peril. Insurance is not a maintenance plan. If you have purchased a roadside assistance program, you probably have a towing benefit. If you have CAA/AAA membership, you have towing benefit.
Licenced Broker

Answer 5

If you have towing or emergency road service, then you are covered. If you only have comp and collision, then your vehicle would have to be in an accident for the tow to be covered.

Answer 6

i'd ought to talk in generallities using quantity of counsel lacking and the varing coverage regulations relying on the state you stay in. finished coverage is often the time period human beings supply to automobile guidelines that comprise finished (OTC) and collision coverage. actually, the automobile insured may be repaired after paying a deductible. The time period is deceptive even with the truth that, and many human beings beleive because the automobile has "finished coverage" each thing is roofed. that couldn't continuously be the case... Many agencies furnish OTC & collision coverage to an insured automobile in spite of the driving force except for named excluded drivers. Unforunatley, many agencies also cut back the criminal duty coverage to state miniums which will provide actually a fragment of the protection your father would have bought (only placed, the quantity of funds accessible to fix the different events automobile and any injuries sustained to the driving force and/or any passengers). your most suitable option will be to have your father contact the agent and ask about this situation. You and your father would locate it a lot less stressful to operate your self to the coverage no matter if this is not coated or reduces criminal duty limits. i counsel doing this before you're taking the automobile out for yet another "spin". A damaged vehicle that your dads company refuses to fix can ruin your day or maybe week. although, no longer having the adaquate criminal duty limits to pay for any injuries sustained or property damaged can harm your wallet (or your dads) for years. reliable success!

Answer 7

yes check your policy to retreve the number if not call them tomorrow to confirm it on your policy but if you have full covereage & they won't pay the tow bill....time to drop them when this matter is solved & search for a better one that will should you need it next time....aaa.com could help!!!

Answer 8

no