how should i refinance my car?

Question

bought in may 06.

Answer 1

this first year of your term is used to primarily pay of interest. usually its not a good idea to refi ur car unless u can recieve a huge interest rate drop, or consolidate a loan.

Answer 2

If you finance throught the dealer or a normal bank, you'll want to check out credit union rates. They are typically much lower than the dealer or regular banks.