2006-12-14 05:07:57 · 13 answers · asked by steven m 1 in Consumer Electronics ➔ Home Theater
ummmmmmmmm.....cash?
2006-12-14 05:10:26 · answer #1 · answered by servant2heaven 2 · 0⤊ 0⤋
You need to try to fix your credit first. Otherwise, pay cash. This is what we generally look at when approving people for a home loan where I work: Try paying off whatever debts you might have that are showing up on your credit reports. Make sure you have a stable job for at least two years. Try not to move around a lot. You should have the same address for about two years. When your debts are paid off, open a small credit card (or use one that is paid off) and use it say your gas every month and that's it. Then pay it off in full every month. The point is to have a good debt to income ratio.
2006-12-14 13:12:14 · answer #2 · answered by Valerie 3 · 0⤊ 0⤋
Build your credit back. A few stores will be offer you a "store credit card" most likely at the highest rate possible. Don't buy anything you can't pay off right away. When you get the credit card bill pay them off FAST! Dont let interest charges build at all.
2006-12-14 13:20:04 · answer #3 · answered by starsk 3 · 0⤊ 0⤋
Get a co-applicatnt to apply with you for the credit. Make sure they have good credit.
2006-12-15 09:48:11 · answer #4 · answered by Joe 2 · 0⤊ 0⤋
with "cash", but really there r plenty of bad credit/no credit cards you can apply for & be approved, search online~ no credit/bad credit cards.com & good luck, all you gotta do is put forth the effort to get what you want & believe me you will get it!!!
2006-12-14 13:11:40 · answer #5 · answered by kimmiegaddy 3 · 0⤊ 0⤋
depends on what you're buying and how bad the credit is. some places will work with you if you have bad credit, but you interest rate "(if any) will be ridiculously high.
2006-12-14 13:23:15 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Bad credit is one of the worst problems to have... however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :
http://umgarticles.atspace.com/debt-consolidation.htm
if it helps kindly remember me in your voting!.. cheers!
2006-12-15 01:43:57 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Cash. That's it. Period. No other way. UNLESS...you're suckered into paying outrageous interest charges (like "rent to own").
Just save up and pay cash.
2006-12-14 13:16:39 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Do yourself a favor and don't buy it unless you have cash. You'll be better off in the long run...
2006-12-14 13:15:31 · answer #9 · answered by jamesonlagnaf 3 · 0⤊ 0⤋
you should only finance a car and your house, if you can't pay cash for anything else you can't afford it so don't buy it. work your tail off save up and pay cash.
2006-12-14 13:16:04 · answer #10 · answered by jay s 2 · 0⤊ 0⤋
You always have to put down a big down payment to show good will that you've learned from your past financial mistakes.
2006-12-14 13:11:03 · answer #11 · answered by Mrs. Butler ♥2 B♥ 5 · 0⤊ 0⤋