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My mom cosigned for me a car 4 years ago. I was involved in an accident but was found not at fault. Is the cosigner responsible also in a lawsuit?? She is on the registration also. But I am the only driver...thanks!

2006-12-14 04:20:25 · 2 answers · asked by Derick Graham 2 in Cars & Transportation Insurance & Registration

2 answers

If you were found to be not at fault, there shouldn't be a law suit. However it can go either way, as far as naming your mother. If you are not of legal age, than she is still reponsible for your actions. If they are suing the owner(s) of the vehicle than she will be named. If they are suing you as the driver, and you are of legal age, she will not be named.

2006-12-14 04:36:32 · answer #1 · answered by Beau R 7 · 0 0

If there was an investigation and you were found not at fault, that would be your defense if there is a lawsuit filed. But to answer your question, yes, the owner(s) of a vehicle are responsible, and can be named in a lawsuit. For example, if you are hit by a leased vehicle that doesn't have insurance, and a provision of the lease was full coverage insurance, you can sue the leasing company for failure to make sure the person with the lease had full coverage insurance as required.

If there is a lawsuit, they usually name everyone and let the courts figure out who is ultimately responsible.

2006-12-14 13:20:03 · answer #2 · answered by oklatom 7 · 0 0

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