i was a passenger in a car when someone drove into the back of us,
i went to doctor who said i have got whiplash and that i should make a claim,
Ive been in touch with insurance and claims company but the guy had no insurance at the time of crash!!!
where do i go from here if i wanna get some compo??
cheers
2006-12-13 23:11:54 · 9 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
pig grumppy,
i'll have you know that its not a blag and that the doc wud not say i should claim if he didnt think i was entitled,
2006-12-13 23:26:24 · update #1
your own insurnace company? Or something like claims direct?
2006-12-13 23:15:31 · answer #1 · answered by cafrin100 3 · 1⤊ 0⤋
You go to a solicitor and they will make a claim through the motorists pool - set up by insurance companies for victims where there is no insurance. Make sure the police were aware at the time of the accident that you were injured - its hard to prove the accident caused it after the event. However, be prepared to go for medicals with a doctor arranged by the motorist pool - they dont pay out for nothing. If you are not really hurt then just be thankful that it wasnt serious. It can take up to 3 years of hard battle to get any pay out and if the injury isnt serious you may end up getting nothing at all after costs etc. Remember that claims from this pool is what increases drivers insurances when they do pay - so the innocent end up paying xxx
Actually - thinking about it - as a passenger, you would need to claim on the drivers insurance (the driver of the car you were in that is) and let them pursue the claim from the uninsured driver xx
2006-12-13 23:18:41 · answer #2 · answered by Anonymous · 3⤊ 0⤋
Harsh as it may seem if you were the passenger in the car you can claim off the drivers insurance, they in turn May attempt to take action against the other driver. You need to speak to a personal injury solicitor as soon as possible to get more detailed information. Most are no win no fee , but at very least you will get a free initial interview with them
2006-12-14 03:25:21 · answer #3 · answered by The Fat Controller 5 · 1⤊ 0⤋
First, contact your own insurance. If you live in a "no fault" state your own insurance may cover some or all of your insurances (this does not mean youll get extra money from them most likely- just your bills will get paid) Even if you dont have coverage on your own policy- your adjuster will be able to discuss the who is responsible for your injury (all states are different)
Next, since the at fault party does not have insurance if you do want a "settlement" (for which you are NOT entitled to much- it's whiplash- youll be fine in a few days- most states dont even give you a settlement unless your injury is permenant) you would have to get a lawyer and sue the other driver directly.
Since they likely dont have many assets (seeing as they dont even have insurance) You would likely just end up wasting your own time and money trying to get money from them.
My advice- suck it up- try not to make money out of the situation- and move on
2006-12-14 00:21:30 · answer #4 · answered by Anonymous · 1⤊ 1⤋
You need to contact Motor Insurers Bureau MIB, your insurance company should have a form for you. They are funded by insurers to sort out cases of uninsured drivers. Only problem is approx 200-300 quid will be taken out of any claim to cover procedures.
Happened to me, drunk driver total my car, no insurance, my car's value was about 300 quid so didn't pursue. Grrr chavs.
2006-12-13 23:20:42 · answer #5 · answered by budda m 5 · 0⤊ 0⤋
Were the police involved? If not at the time, best to give them a ring now and let them know this person had no insurance. You will probably need to sue them through the courts to get compensation and if you have a police report this could help.
Good luck!
2006-12-13 23:15:29 · answer #6 · answered by Anonymous · 1⤊ 0⤋
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2016-05-20 08:39:38 · answer #7 · answered by Anonymous · 0⤊ 0⤋
The person who hit you is responsible for your injuries. You can sue him. If you have Uninsured Motorists' coverage on your own auto insurance policy, you can make a claim there. If the owner or driver of your vehicle has Uninsured Motorists' coverage, you can make a claim there.
2006-12-13 23:20:54 · answer #8 · answered by regerugged 7 · 1⤊ 0⤋
If you are fully comp then the Motor insurance bureau should take the case. If you're third party you have problems as you're going to have to do the suing yourself and if he's got no money you won't get a penny.
http://www.1stclaims.co.uk/motor-insurers-bureau.html
2006-12-13 23:19:50 · answer #9 · answered by Sir Sidney Snot 6 · 1⤊ 0⤋