Just a question, because as I learn more and more about the policies, it sickens me!
2006-12-13 19:21:54 · 2 answers · asked by Rob S 1 in Business & Finance ➔ Insurance
I have never sold a whole life or ul in my life but I don't rule out the possibility as we are doing needs-based consultation here. I would tell my customers everything about the policies factually and point out that term gives better coverage for a lower price and that I buy term on myself.
Some people buy WL/UL because they want to get back their premiums paid and at a slightly higher interest.
Some people buy WL/UL because they do not intend to invest on their own at all.
Some people buy WL/UL because they know that they do not have the discipline to save or invest and need the plan to help them.
It all depends on customers' needs and the product recommended should match their needs.
2006-12-14 04:44:37 · answer #1 · answered by floozy_niki 6 · 0⤊ 0⤋
I don't. I'm a term kinda gal. I've never sold a whole life policy, and won't.
2006-12-14 08:53:40 · answer #2 · answered by Anonymous 7 · 0⤊ 0⤋