2006-12-12 06:33:55 · 6 answers · asked by leigh 2 in Business & Finance ➔ Credit
when you fill out the application to get the credit card you are sometimes asked to give a name and phone no of a relative.
2006-12-12 06:38:14 · answer #1 · answered by nj2pa2nc 7 · 0⤊ 0⤋
Not sure which country you are living in, but in the USA, there are laws that regulate what a credit card and collection agency may and may not do to collect debts. It's all covered under the "Fair Debt Collection Practices Act" and information on this can be found at this useful website address...
http://www.creditmanagementworld.com/legal.html
That site is mostly dedicated to business to business credit, but the FDCPA is relevant to individual debtors.
http://www.creditmanagementworld.com
2006-12-14 18:53:05 · answer #2 · answered by nickdc1960 7 · 0⤊ 0⤋
There's databases that link families like that. Also, your credit report will show your old addresses, so if you used to live with your family, they just reverse-search the address and find who lives there. That's the most likely way they got it.
2006-12-12 14:36:19 · answer #3 · answered by Anonymous · 0⤊ 0⤋
In most cases off your initial app for credit.
2006-12-12 14:37:08 · answer #4 · answered by bodacious baby 7 · 0⤊ 0⤋
well, do they have your lastname, and if they do, they can find out where you work, and then they can get your address and your phone number. and there are other ways, and then places like you insurance company you pay. they get money from them, and sometimes information leaks. or person search on the internet when they find out wwhere you live, that being the one they use.
man, i have to trash TV *out of breath from talking*
2006-12-12 14:50:34 · answer #5 · answered by nat 1 · 0⤊ 0⤋
probably from listing them on your credit card application as references
2006-12-16 02:14:37 · answer #6 · answered by luciousgreeneyedlady 5 · 0⤊ 0⤋